HSBC 2001 Annual Report Download - page 125

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Deposits
The following table analyses the average amount of bank and customer deposits and certificates of deposit (‘CDs’ )
and other money market instruments (which are included within ‘debt securities in issue’ in the balance sheet)
together with the average interest rates paid thereon for each of the past three years. The geographical analysis of
average deposits is based on the location of the office in which the deposits are recorded and excludes balances with
HSBC companies. The ‘Other’ category includes securities sold under agreements to repurchase.
Year ended 31 December
2001 2000 1999
Average
Balance
Average
Rate
Average
b
alance
Average
rate
Average
b
alance
Average
rate
US$m % US$m % US$m %
Deposits by banks
Europe
Demand and other – non-interest bearing.................. 8,184
–
3,842
–
4,406
–
Demand – interest bearing ........................................ 5,130 3.4 6,402 4.5 3,593 2.2
Time.......................................................................... 20,672 5.5 14,981 5.9 8,654 3.5
Other ......................................................................... 10,437 3.9 8,895 4.3 5,814 3.9
Total.......................................................................... 44,423 34,120 22,467
Hong Kong
Demand and other – non-interest bearing.................. 1,085
–
945
–
988
–
Demand – interest bearing ........................................ 1,740 3.6 1,581 5.7 2,133 4.7
Time.......................................................................... 495 4.1 1,075 6.4 1,015 5.4
Other ......................................................................... 43 3.2 12 9.8 11 3.9
Total.......................................................................... 3,363 3,613 4,147
Rest of Asia-Pacific
Demand and other – non-interest bearing.................. 596
–
692
–
411
–
Demand – interest bearing ........................................ 600 4.4 525 4.0 537 2.7
Time.......................................................................... 2,820 5.7 2,485 6.7 2,966 4.1
Other ......................................................................... 556 4.3 252 5.6 310 6.1
Total.......................................................................... 4,572 3,954 4,224
North America
Demand and other – non-interest bearing.................. 1,438
–
722
–
483
–
Demand – interest bearing ........................................ 2,954 2.5 2,323 3.4 1,024 4.0
Time.......................................................................... 1,557 3.6 875 5.1 1,136 5.1
Other ......................................................................... 3,895 3.2 2,984 4.8 2,029 4.8
Total.......................................................................... 9,844 6,904 4,672
Latin America
Demand and other – non-interest bearing.................. 158
–
200
–
146
–
Demand – interest bearing ........................................ 924 10.8 810 12.1 524 7.1
Time.......................................................................... 1,031 4.5 862 6.9 553 8.0
Other ......................................................................... 341 12.5 181 13.6 259 19.6
Total.......................................................................... 2,454 2,053 1,482
Total
Demand and other – non-interest bearing.................. 11,461
–
6,401
–
6,434
–
Demand – interest bearing ........................................ 11,348 3.9 11,641 4.9 7,811 3.5
Time.......................................................................... 26,575 5.4 20,278 6.0 14,324 4.1
Other ......................................................................... 15,272 3.9 12,324 4.6 8,423 4.7
Total.......................................................................... 64,656 50,644 36,992