Dell 2003 Annual Report Download - page 66

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Table of Contents
(continued)
Page
VI. IN-SERVICE WITHDRAWALS 28
6.1 Age 59½ Withdrawals 28
6.2 Financial Hardship Withdrawals 28
6.3 Restrictions on In-Service Withdrawals 29
VII. DISTRIBUTIONS AFTER SEPARATION FROM SERVICE 31
7.1 Retirement Benefits 31
7.2 Disability Benefits 31
7.3 Death Benefits 31
7.4 Separation From Service Prior to Retirement 32
VIII. TIME AND FORM OF PAYMENT OF BENEFITS 37
8.1 Time of Payment 37
8.2 Determination of Benefit Commencement Date 37
8.3 Forms of Benefits 43
8.4 Cash-Out of Benefit 43
8.5 Direct Rollover Election 43
8.6 Payee of Benefits 44
8.7 Benefits from Account Balances 44
8.8 Unclaimed Benefits 44
8.9 Claims Review 44
IX. LOANS 46
9.1 Eligibility for Loan 46
9.2 Minimum Loan 46
9.3 Maximum Loan 46
9.4 Interest, Security, and Fees 46
9.5 Repayment Terms of Loan 47
9.6 Default and Offset 48
X. ADMINISTRATION OF THE PLAN 50
10.1 Appointment of Committee 50
10.2 Term, Vacancies, Resignation, and Removal 50
10.3 Officers, Records, and Procedures 50
10.4 Meetings 50
10.5 Self-Interest of Members 50
10.6 Compensation and Bonding 51
10.7 Committee Powers and Duties 51
10.8 Employer to Supply Information 52
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