HSBC 2008 Annual Report Download - page 466

HSBC HOLDINGS PLC
lndex
464
Accounting 340
developments (future) 342
policies (critical) 61
policies (significant) 150
Accounts
approval 447
basis of preparation 67, 340
Acquisitions and disposals 418
Actuaries 452
Annual General Meeting 314, 452
Areas of special interest 208
Asset-backed securities 145, 150
Assets
by customer group 67, 389
by geographical region 88, 389
charged as security 430
held in custody and under administration 141
intangible 409
movement in 41
other 418
trading 396
Associates and joint ventures
dilution gains 31
interests in 360, 406
share of profit in 38
Audit committee (Group) 296
Auditors’ remuneration 375
Auditors’ Report 330
Balance sheet
average 42
consolidated 40, 334
data 4, 68, 72, 75, 78, 79, 83, 90, 96, 99, 104,
116, 120, 126, 130, 135
HSBC Holdings 337
Basel II 274
Borrowings (short-term) 56
Brand perception 20
Business highlights 69, 73, 76, 80
Business model 149
Business performance review
Europe 91, 93
Hong Kong 100, 102
Latin America 131, 133
North America 121, 123
Rest of Asia-Pacific 111, 114
Calendar (dividends) 448, 449
Capital
management and allocation 274
return on invested capital 2
structure 278
Capital and performance ratios 3
Cash flow
accounting policy 359
consolidated statement 336
HSBC Holdings 339
notes 439
payable under financial liabilities 240
projected scenario analysis 238
Cautionary statement regarding forward-looking
statements 6
Certificates of deposit and other time deposits
(maturity analysis) 61
Challenges and uncertainties 12
Client assets 80
Collateral and credit enhancements 199, 222
Commercial Banking
business highlights 73
financial performance 72
products and services 138
strategic direction 72
underlying/reported profit 74
Committees (board) 296, 315
Communication with shareholders 453
Conduits 174
Constant currency 23
Contents 1, 67, 87, 188, 281, 315, 332, 448
Contingent liabilities and contractual
commitments 440
Contractual obligations 57
Corporate governance
codes 294
report 281
Corporate sustainability 254, 312
committee 299
Cost efficiency ratio 2, 37
Credit coverage ratios 3
Credit exposure 197
Credit quality 195, 212, 217, 268
Credit risk
challenges and uncertainties 15
management thereof 192
insurance 267
Critical accounting policies 61
Cross-border exposures 207
Customer accounts 89, 109, 119, 129
satisfaction 20
Customer groups and global businesses 67, 84
Daily distribution of revenues 243
Dealings in HSBC Holdings plc shares 314
Debt securities in issue 210, 420
accounting policy 359
rating agency designation 175
Deferred tax 66
Defined terms inside front cover
Deposits
average balances and average rates 59
time 61
Derivatives 201, 398
accounting policy 351
Dilution gains 31
Directors
appointments and re-election 293
biographies 281
board of directors 290
emoluments 324, 374
interests 301
non-executive 323
other directorships 323
pensions 322, 324
remuneration (executive) 317
responsibilities (statement of) 329
service contracts 322
share plans 326
Disclosure policy 144