HSBC 2008 Annual Report Download - page 51

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Net interest margin13
2008 2007 2006
% % %
Europe HSBC Bank ................................................................... 1.71 1.58 2.09
HSBC Private Banking Holdings (Suisse) .................... 1.24 1.10 1.11
HSBC France ................................................................. 0.26 0.54 0.81
HSBC Finance ............................................................... 6.36 6.66 7.08
Hong Kong Hang Seng Bank ............................................................ 2.59 2.54 2.43
The Hongkong and Shanghai Banking Corporation ..... 2.27 2.27 2.29
Rest of Asia-Pacific The Hongkong and Shanghai Banking Corporation ..... 2.15 2.25 2.16
HSBC Bank Malaysia ................................................... 3.02 3.21 3.23
HSBC Bank Middle East .............................................. 3.63 3.63 4.11
North America HSBC Bank USA .......................................................... 2.93 2.43 1.95
HSBC Finance ............................................................... 7.22 6.84 6.83
HSBC Bank Canada ...................................................... 1.93 2.23 2.36
Latin America HSBC Mexico ............................................................... 8.95 8.60 7.92
Brazilian operations9 ..................................................... 8.85
10.55 11.78
HSBC Bank Panama ..................................................... 4.39 4.29 3.94
HSBC Bank Argentina .................................................. 10.25 8.86 7.31
2.90
2.91 3.10
Distribution of average total assets
2008 2007 2006
% % %
Europe HSBC Bank ................................................................... 36.7
34.6
30.6
HSBC Private Banking Holdings (Suisse) .................... 2.3
2.2
2.3
HSBC France ................................................................. 13.8
12.0
10.0
HSBC Finance ............................................................... 0.2
0.3
0.5
Hong Kong Hang Seng Bank ............................................................ 3.9
4.4
4.3
The Hongkong and Shanghai Banking Corporation ..... 9.5
10.1
10.7
Rest of Asia-Pacific The Hongkong and Shanghai Banking Corporation ..... 8.8
6.9
6.0
HSBC Bank Malaysia ................................................... 0.6
0.7
0.6
HSBC Bank Middle East .............................................. 1.8
1.4
1.3
North America HSBC Bank USA .......................................................... 11.2
10.1
11.3
HSBC Finance ............................................................... 6.2
8.3
10.0
HSBC Bank Canada ...................................................... 2.9
3.3
2.4
Latin America HSBC Mexico ............................................................... 1.5
2.5
1.7
Brazilian operations9 ..................................................... 2.1
1.6 1.5
HSBC Bank Panama ..................................................... 0.6
0.7 0.2
HSBC Bank Argentina .................................................. 0.2
0.2
0.1
Other operations (including consolidation adjustments) ................................... (2.3) 0.7 6.5
100.0
100.0
100.0
For footnotes, see page 143.