US Bank 2009 Annual Report Download - page 19
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U.S. BANCORP 17
Forward-Looking Statements
The following information appears in accordance with the Private
Securities Litigation Reform Act of 1995:
This report contains forward-looking statements about U.S. Bancorp.
Statements that are not historical or current facts, including statements
about beliefs and expectations, are forward-looking statements. These
forward-looking statements cover, among other things, anticipated future
revenue and expenses and the future plans and prospects of U.S. Bancorp.
Forward-looking statements involve inherent risks and uncertainties.
Investors are cautioned against placing undue reliance on our forward-
looking statements. Such statements are based upon the current beliefs and
expectations of management of U.S. Bancorp and the information currently
available to management. Such statements speak only as of the date hereof,
and the company undertakes no obligation to update them in light of new
information or future events.
Important factors could cause actual results to differ materially from
those anticipated, including the risks discussed in the Management’s
Discussion and Analysis section that follows, as well as the risks discussed
in detail in the “Risk Factors” section on pages 130–136 of this report.
However, factors other than these also could adversely affect our results,
and the reader should not consider these factors to be a complete set of
all potential risks or uncertainties.
Financials
18 Management’s Discussion
and Analysis
67 Reports of Management and
Independent Accountants
70 Consolidated Financial
Statements
74 Notes to Consolidated
Financial Statements
123 Five-year Consolidated
Financial Statements
125 Quarterly Consolidated
Financial Data
128 Supplemental Financial Data
129 Company Information
137 Executive Offi cers
139 Directors
Inside Back Cover
Corporate Information
U.S.
B
Quality
Strength
Leadership
We hope the preceding pages have given you a better
understanding of the values that drive our company, the people
who manage it, our culture of customer service, our key
strategies for prudent growth and our recent accomplishments.
The following pages will give you a complete picture of our
results, the policies and procedures on which our fi nancial
results are based and the details underlying our values,
strategies and accomplishments.