Regions Bank 2014 Annual Report Download - page 12

Download and view the complete annual report

Please find page 12 of the 2014 Regions Bank annual report below. You can navigate through the pages in the report by either clicking on the pages listed below, or by using the keyword search tool below to find specific information within the annual report.

Page out of 21

  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
  • 8
  • 9
  • 10
  • 11
  • 12
  • 13
  • 14
  • 15
  • 16
  • 17
  • 18
  • 19
  • 20
  • 21

11 REGIONS 2014 ANNUAL REVIEW
STRENGTHENING CORE MARKETS
Our growth strategy is supported by a solid foundation of market share dominance and deposit
growth in our core states. Regions’ strong competitive position in our core markets helps provide
the financial capacity to execute our growth strategies. Our ability to grow low-cost deposits while
having a loan-to-deposit ratio of 82% is a considerable funding benefit as well as a fundamental
competitive advantage.
4%Increase
Growth in Low-Cost Deposits
$82,031
2012
2013
2014
$82,777
$85,605
($ in millions)
19
bps Improvement
Deposit Costs
0.30%
0.11%
2012
2013
2014
0.15%
MississippiLouisiana
S H A R E O F
TOT AL DEPO SIT S
13.8% %
ND
2S H A R E O F
TOT AL DEPO SIT S
7.6
TH
4
Tennessee
S H A R E O F
TOT AL DEPO SIT S
14.1% %
Florida
S H A R E O F
TOT AL DEPO SIT S
4.2
TH
5
Alabama
S H A R E O F
TOTAL DEPOSITS
25.7%
ST
1ST
1
BILLION
TO TAL REG IO NS DEPOSITS
$6.6 BILLION
TO TAL REG IO NS DEPOSITS
$7.2
BILLION
TO TAL REG IO NS DEPOSITS
$17.3 BILLION
TO TAL REG IO NS DEPOSITS
$19.1
BILLION
TO TAL REG IO NS DEPOSITS
$22.8
%
Arkansas
S H A R E O F
TOT AL DEPO SIT S
7.5
REGIONS RANK
IN DEPOSITS
REGIONS RANK
IN DEPOSITS
REGIONS RANK
IN DEPOSITS
REGIONS RANK
IN DEPOSITS
REGIONS RANK
IN DEPOSITS
REGIONS RANK
IN DEPOSITS
ND
2
BILLION
TO TAL REG IO NS DEPOSITS
$4.0