American Express 2002 Annual Report Download - page 3

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I1AXP I
ER
POSITION TO DELIVER SUSTAINABLE, LONG-TERM GROWTH.
AS A RESULT OF THE ACTIONS WE TOOK,
WE ARE STRONGER ECONOMICALLY,
WE ARE STRONGER IN THE MARKETPLACE,
AND WE ARE STRONGER AS AN ORGANIZATION.
CONSOLIDATED HIGHLIGHTS–2LETTER TO SHAREHOLDERS–3FINANCIAL REVIEW–26 CONSOLIDATED STATEMENTS OF INCOME–54
CONSOLIDATED BALANCE SHEETS–55 CONSOLIDATED STATEMENTS OF CASH FLOWS–56 CONSOLIDATED STATEMENTS OF SHAREHOLDERS’
EQUITY–57 NOTES TO CONSOLIDATED FINANCIAL STATEMENTS–58 REPORT OF MANAGEMENT–85 REPORT OF ERNST & YOUNG LLP INDEPENDENT
AUDITORS–86 CONSOLIDATED FIVE-YEAR SUMMARY OF SELECTED FINANCIAL DATA–87