HSBC 2009 Annual Report Download - page 245

243
Analysis of risk elements in the loan portfolio by geographical region
(Unaudited)
At 31 December
2009
US$m
2008
US$m
2007
US$m
2006
US$m
2005
US$m
Impaired loans
Europe ......................................................... 10,873 6,844 6,266 5,858 5,081
Hong Kong ................................................. 846 852 433 454 506
Rest of Asia-Pacific7 ................................... 1,201 835 779 807 596
Middle East7 ................................................ 1,666 279 309 381 349
North America8 ........................................... 13,308 14,285 9,662 6,108 4,602
Latin America ............................................. 2,951 2,327 2,145 1,478 1,226
30,845 25,422 19,594 15,086 12,360
Unimpaired loans contractually past
due 90 days or more as to principal
or interest
Europe ......................................................... 57 635 202 237 592
Hong Kong ................................................. 4 43 49 79 74
Rest of Asia-Pacific7 ................................... 36 84 94 75 40
Middle East7 ................................................ 215 190 62 3 –
North America ............................................ 217 108 24 78 32
Latin America ............................................. 40 21 421 165 4
569 1,081 852 637 742
Troubled debt restructurings (not
included in the classifications above)
Europe ......................................................... 436 366 648 360 239
Hong Kong ................................................. 236 165 146 189 198
Rest of Asia-Pacific7 ................................... 135 90 23 56 96
Middle East7 ................................................ 103 29 11 17 25
North America ............................................ 9,613 5,618 3,322 1,712 1,417
Latin America ............................................. 1,518 1,067 848 915 878
12,041 7,335 4,998 3,249 2,853
Trading loans classified as in default
North America ............................................ 798 561 675 127 11
Risk elements on loans
Europe ......................................................... 11,366 7,845 7,116 6,455 5,912
Hong Kong ................................................. 1,086 1,060 628 722 778
Rest of Asia-Pacific7 ................................... 1,372 1,009 896 938 732
Middle East7 ................................................ 1,984 498 382 401 374
North America ............................................ 23,936 20,572 13,683 8,025 6,062
Latin America ............................................. 4,509 3,415 3,414 2,558 2,108
44,253 34,399 26,119 19,099 15,966
Assets held for resale
Europe ......................................................... 52 81 59 30 205
Hong Kong ................................................. 10 26 29 42 49
Rest of Asia-Pacific7 ................................... 8 11 5 15 29
Middle East7 ................................................ 2 2 2 2 2
North America ............................................ 707 1,758 1,172 999 582
Latin America ............................................. 153 113 101 91 103
932 1,991 1,368 1,179 970
Total risk elements
Europe ......................................................... 11,418 7,926 7,175 6,485 6,117
Hong Kong ................................................. 1,096 1,086 657 764 827
Rest of Asia-Pacific7 ................................... 1,380 1,020 901 953 761
Middle East7 ................................................ 1,986 500 384 403 376
North America ............................................ 24,643 22,330 14,855 9,024 6,644
Latin America ............................................. 4,662 3,528 3,515 2,649 2,211
45,185 36,390 27,487 20,278 16,936
% % % % %
Loan impairment allowances as a
percentage of risk elements on loans36 ... 58.8 70.8
75.5 71.6 71.2
For footnotes, see page 291.