HSBC 2009 Annual Report Download - page 419

417
Performance ratios
Europe
Hong
Kong
Rest of
Asia-
Pacific1
Middle
East1
North
America
Latin
America
Total
US$m US$m US$m US$m US$m US$m US$m
Year ended 31 December 2009
Share of HSBC’s profit before
tax ........................................... 56.7 71.0 59.3 6.4 (109.3) 15.9 100.0
Cost efficiency ratio .................... 59.4 41.7 55.6 38.6 51.5 59.6 52.0
Year ended 31 December 2008
Share of HSBC’s profit before
tax ........................................... 116.7 58.7 50.7 18.8 (166.8) 21.9 100.0
Cost efficiency ratio .................... 52.4 38.8 52.4 35.9 94.1 57.0 60.1
Year ended 31 December 2007
Share of HSBC’s profit before
tax ........................................... 35.5 30.3 19.4 5.4 0.4 9.0 100.0
Cost efficiency ratio .................... 59.9 33.4 48.9 41.1 46.3 58.3 49.4
1 For footnote, see below.
Balance sheet information
Europe
Hong
Kong
Rest of
Asia-
Pacific1
Middle
East1
North
America
Latin
America
Intra-
HSBC
items Total
US$m US$m US$m US$m US$m US$m US$m US$m
At 31 December 2009
Loans and advances to
customers (net) ....................... 439,481 99,381 80,043 22,844 206,853 47,629 – 896,231
Interests in associates and
joint ventures .......................... 147 157 11,083 1,573 42 9 – 13,011
Total assets .................................. 1,268,600 399,243 222,139 48,107 475,014 115,967 (164,618) 2,364,452
Customer accounts ...................... 495,019 275,441 133,999 32,529 149,157 72,889 – 1,159,034
Total liabilities ............................ 1,213,907 384,912 203,243 42,325 447,530 101,492 (164,618) 2,228,791
Capital expenditure incurred2 ..... 983 290 159 102 658 540 – 2,732
At 31 December 2008
Loans and advances to
customers (net) ....................... 426,191 100,220 80,661 27,295 256,214 42,287 – 932,868
Interests in associates and
joint ventures .......................... 137 153 9,728 1,383 128 8 – 11,537
Total assets .................................. 1,392,049 414,484 225,573 50,952 596,302 102,946 (254,841) 2,527,465
Customer accounts ...................... 502,476 250,517 124,194 35,165 143,532 59,443 – 1,115,327
Total liabilities ............................ 1,361,960 400,637 210,478 45,416 571,657 91,929 (254,841) 2,427,236
Capital expenditure incurred2 ..... 2,078 440 426 85 726 617 – 4,372
At 31 December 2007
Loans and advances to
customers (net) ....................... 452,275 89,638 80,245 21,607 289,860 47,923 – 981,548
Interests in associates and
joint ventures .......................... 158 155 8,602 1,265 127 77 – 10,384
Total assets .................................. 1,256,220 359,386 208,195 45,669 574,318 102,649 (192,171) 2,354,266
Customer accounts ...................... 504,954 234,488 119,296 30,937 145,173 61,292 – 1,096,140
Total liabilities ............................ 1,198,413 344,011 194,675 41,576 542,549 89,797 (192,171) 2,218,850
Capital expenditure incurred2 ..... 1,722 441 239 38 833 599 – 3,872
1 The Middle East is disclosed as a separate geographical region with effect from 1 January 2009. Previously, it formed part of Rest of
Asia-Pacific. Comparative data have been restated accordingly.
2 Expenditure incurred on property, plant and equipment and other intangible assets. Excludes assets acquired as part of business
combinations and goodwill.