HSBC 2009 Annual Report Download - page 488

HSBC HOLDINGS PLC
Glossary (continued)
486
Abbreviation Brief description
ABS1 Asset-backed security
ADR American Depositary Receipt
ADS American Depositary Share
AIEA Average interest-earning assets
ALCO Asset and Liability Management Committee
ARM Adjustable-rate mortgage
ASEAN Association of Southeast Asian Nations
ASF Asset and Structured Finance
Asscher Asscher Finance Ltd, a structured investment vehicle managed by HSBC
ATM Automated teller machine
Bank of Bermuda The Bank of Bermuda Limited
Bank of Communications Bank of Communications Co., Limited, mainland China’s fourth largest bank by market
capitalisation, in which HSBC currently has 19.01 per cent interest
Bao Viet BaoViet Holdings
Barion Barion Funding Limited, a term funding vehicle
Basel Committee Basel Committee on Banking Supervision
Basel I 1988 Basel Capital Accord
Basel II1 2006 Basel Capital Accord
BBA British Bankers’ Association
Bps Basis points. One basis point is equal to one hundredth of a percentage point
Brazilian operations HSBC Bank Brasil S.A.–Banco Múltiplo and subsidiaries, plus HSBC Serviços e
Participações Limitada
CD Certificate of deposit
CDS1 Credit default swap
CDO1 Collateralised debt obligation
CGU Cash-generating unit
CNAV1 Constant Net Asset Value
Combined Code Combined Code on Corporate Governance issued by the Financial Reporting Council
CP1 Commercial paper
CPI Consumer price index
CRR1 Customer risk rating
Cullinan Cullinan Finance Ltd, a structured investment vehicle managed by HSBC
Decision One Decision One Mortgage Company, HSBC Finance’s subsidiary which originates loans
referred by mortgage brokers
DPF Discretionary participation feature of insurance and investment contracts
Enhanced VNAV1 Enhanced Variable Net Asset Value
EPS Earnings per share
EU European Union
Fannie Mae Federal National Mortgage Association, US
FDIC Federal Deposit Insurance Corporation (US)
Financiera Independencia Financiera Independencia S.A.B. de C.V.
Freddie Mac Federal Home Loan Mortgage Corporation, US
FSA Financial Services Authority (UK)
FTSE Financial Times - Stock Exchange index
GAAP Generally Accepted Accounting Principles
GCRO Group Chief Risk Officer
GDP Gross domestic product
Ginnie Mae Government National Mortgage Association, US
Global Markets HSBC’s treasury and capital markets services in Global Banking and Markets
GMB Group Management Board
GMO Group Management Office
Group HSBC Holdings together with its subsidiary undertakings
H1N1 Influenza ‘A’ (H1N1) virus, commonly referred to as swine flu
Hang Seng Bank Hang Seng Bank Limited, the third largest bank listed in Hong Kong by market
capitalisation