HSBC 2015 Annual Report Download - page 141

HSBC HOLDINGS PLC
139
Strategic Report Financial Review Corporate Governance Financial Statements Shareholder Information
Commercial real estate loans and advances including loan commitments by level of collateral
(Audited)
Europe Asia MENA
North
America
Latin
America Total
$m $m $m $m $m $m
Rated CRR/EL 1 to 7
Not collateralised 4,498 12,329 499 8 500 17,834
Fully collateralised 25,773 26,270 36 9,997 542 62,618
Partially collateralised (A) 3,025 1,924
–
1,264 52 6,265
–
collateral value on A 2,106 1,175
–
981 8 4,270
33,296 40,523 535 11,269 1,094 86,717
Rated CRR/EL 8
Not collateralised 28
–
–
–
–
28
Fully collateralised 668 4
–
9 1 682
LTV ratio:
–
less than 50% 86
–
–
5 1 92
–
51% to 75% 377 4
–
4
–
385
–
76% to 90% 174
–
–
–
–
174
–
91% to 100% 31
–
–
–
–
31
Partially collateralised (B) 120 1
–
1
–
122
–
collateral value on B 87
–
–
–
–
87
816 5
–
10 1 832
Rated CRR/EL 9 to 10
Not collateralised 65 51 52 299 422
Fully collateralised 900 18 776 123 1,124
LTV ratio:
–
less than 50% 174 10 715 15 221
–
51% to 75% 425 2
–
27 59 513
–
76% to 90% 140 2
–
10 4 156
–
91% to 100% 161 4
–
24 45 234
Partially collateralised (C) 716 5181 66 64 1,032
–
collateral value on C 397 389 35 31 555
1,681 74 193 144 486 2,578
At 31 December 2015 35,793 40,602 728 11,423 1,581 90,127
Rated CRR/EL 1 to 7
Not collateralised 5,351 16,132 361 87 1,719 23,650
Fully collateralised 25,873 26,323 23 9,093 556 61,868
Partially collateralised (D) 1,384 1,599
–
1,819 152 4,954
–
collateral value on D 1,032 901
–
1,199 47 3,179
32,608 44,054 384 10,999 2,427 90,472
Rated CRR/EL 8
Not collateralised 34 7
–
9 2 52
Fully collateralised 568 23
–
30 1 622
LTV ratio:
–
less than 50% 64
–
–
16 1 81
–
51% to 75% 222 11
–
10
–
243
–
76% to 90% 132 9
–
4
–
145
–
91% to 100% 150 3
–
–
–
153
Partially collateralised (E) 365
–
–
7
–
372
–
collateral value on E 296
–
–
2
–
298
967 30
–
46 3 1,046
Rated CRR/EL 9 to 10
Not collateralised 369 48 6 1 499 923
Fully collateralised 992 15 7 166 178 1,358
LTV ratio:
–
less than 50% 78 6 7 28 10 129
–
51% to 75% 593 2
–
91 43 729
–
76% to 90% 167 2
–
17 53 239
–
91% to 100% 154 5
–
30 72 261
Partially collateralised (F) 1,085 15 181 37 50 1,368
–
collateral value on F 664 5 89 30 13 801
2,446 78 194 204 727 3,649
At 31 December 2014 36,021 44,162 578 11,249 3,157 95,167