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HSBC HOLDINGS PLC
69
Strategic Report Financial Review Corporate Governance Financial Statements Shareholder Information
Principal RBWM performance
Principal RBWM: management view of adjusted revenue
2015 2014
$m $m
Net operating income1
Current accounts, savings and deposits 5,602 5,530
Wealth management products 6,282 5,825
–
investment distribution36 3,512 3,271
–
life insurance manufacturing 1,686 1,529
–
asset management 1,084 1,025
Personal lending 9,962 10,218
–
mortgages 2,873 2,956
–
credit cards 3,868 3,961
–
other personal lending37 3,221 3,301
Other38 841 759
Year ended 31 December 22,687 22,332
For footnotes, see page 99.
Profit before tax ($m)
Revenue ($m)
Operating expenses ($m)
For details of significant items, see page 66.
5,587
5,012
762 6,349
(23)
1,830 6,819
2015 2014
22,690 23,813
(3)
22,687
(2,210)
729 22,332
2015 2014
15,636
17,292
(765)
14,871
(1,852)
(1,098)
14,342
2015 2014
Reported Currency translation
Adjusted
Significant items