HSBC 2007 Annual Report Download - page 472

HSBC HOLDINGS PLC
lndex (continued)
470
forgone on impaired loans 227
sensitivity 254
Interim results 456
Internal control 304
International Financial Reporting Standards
Hong Kong Financial Reporting Standards
comparison 344, 452
Investment contracts
accounting policy 361
Investor relations 458
Key performance indicators
financial 11
non-financial 13
Latin America
balance sheet data 111, 123
business performance 112, 117
competitive environment 40
economic briefing 111, 117
lending 207
loan impairment charges 227, 230, 238
loans and advances to customers (net) 110,
(gross) 214
profit/(loss) 110, 111, 123
Lease commitments 447
accounting policy 357
Legal
proceedings/risk 129, 261
litigation 448
Liabilities
by geographical region 387
other 419
subordinated 422
trading 417
Life insurance business 264
Liquidity and funding
management thereof 243
insurance 278
Loans and advances
accounting policy 349
by country/region 42, 59, 73, 91, 110
credit quality of 201, 223
concentration of exposure 204
delinquency in the US 221
by industry sector and geographic
region 209
impairment 225
maturity and interest sensitivity 179
to banks/customers by geographic region 209,
225
US loan modifications 228
Management Board (Group) 301
Market risk
management thereof 248
insurance 272
Maturity analysis of assets and liabilities 433
Maximum exposure to credit risk 203
Memorandum and Articles of Association 456
Minority interests 436
Money market funds 186
Monoline insurers 259
Mortgage lending 217, 218, 258
Nomination committee 303
Non-interest income
accounting policy 347
Non-life insurance business 265
Non-trading portfolios 252
North America
balance sheet data 92, 107
business performance 93, 99
competitive environment 40
economic briefing 92, 99
lending 207, 217-222
loan delinquency in the US 221
loan impairment charges 227, 230, 238
mortgage lending 258
profit/(loss) 91, 92, 107
regulation and supervision (US) 194
Off-balance sheet arrangements
and special purpose entities 183
other and commitments 191
Operating expenses 156
Operating income (net) 365, (other) 150
Operational risk management 260
Organisational structure chart 463
Other (notes) 31
in Europe 49, 55
in Hong Kong 63, 68
in Latin America 117, 122
in North America 99, 106
in Rest of Asia-Pacific 81, 87
Pensions
accounting policy 358
for directors 330
risk 253, 262
Personal Financial Services
business highlights 17
performance in Europe 45, 50
performance in Hong Kong 60, 64
performance in Latin America 113, 118
performance in North America 93, 100
performance in Rest of Asia-Pacific 76, 83
products and services 126
strategic direction 17
Personal lending 216-222
Principal activities 10
Private Banking
business highlights 28
performance in Europe 48, 55
performance in Hong Kong 63, 67
performance in Latin America 116, 122
performance in North America 98, 105
performance in Rest of Asia-Pacific 81, 86
products and services 128
strategic direction 28
Products and services 126, 216
Profit before tax
by country 42, 72, 91, 110
by customer group 16, 17, 21, 25, 28, 31, 33,
391
by geographical region 36, 43, 56, 59, 69, 75,
88, 92, 107, 111, 123
consolidated 337, 388
data 3