HSBC 2012 Annual Report Download - page 4

HSBC HOLDINGS PLC
Report of the Directors: Overview
Financial highlights
2
Financial highlights
Earnings per share
US$0.74 – down 20%
2011: US$0.92
2010: US$0.73
Dividends per ordinary share1
US$0.41
2011: US$0.39
2010: US$0.34
Net assets per share
US$9.09 – up 7%
2011: US$8.48
2010: US$7.94
For the year
Profit before taxation
US$20,649m – down 6%
2011: US$21,872m
2010: US$19,037m
Underlying profit before taxation
US$16,385m – up 18%
2011: US$13,861m
Total operating income
US$82,545m – down 1%
2011: US$83,461m
2010: US$80,014m
Net operating income before
loan impairment charges and
other credit risk provisions
US$68,330m – down 5%
2011: US$72,280m
2010: US$68,247m
Profit attributable to the ordinary
shareholders of the parent company
US$13,454m – down 17%
2011: US$16,224m
2010: US$12,746m
At the year-end
Loans and advances
to customers
US$998bn – up 6%
2011: US$940bn
2010: US$958bn
Customer accounts
US$1,340bn – up 7%
2011: US$1,254bn
2010: US$1,228bn
Ratio of customer advances
to customer accounts
74.4%
2011: 75.0%
2010: 78.1%
Total equity
US$183bn – up 10%
2011: US$166bn
2010: US$155bn
Average total shareholders’
equity to average total assets
6.2%
2011: 5.6%
2010: 5.5%
Risk-weighted assets
US$1,124bn – down 7%
2011: US$1,210bn
2010: US$1,103bn
Capital ratios
Core tier 1 ratio
12.3%
2011: 10.1%
2010: 10.5%
Tier 1 ratio
13.4%
2011: 11.5%
2010: 12.1%
Total capital ratio
16.1%
2011: 14.1%
2010: 15.2%