HSBC 2002 Annual Report Download - page 149

147
Certificates of deposit and other time deposits
At 31 December 2002 the maturity analysis of certificates of deposit and other wholesale time deposits, by
remaining maturity, was as follows:
3 months o
r
less
After 3 months
b
ut within 6
months
After 6 months
b
ut within 12
months
After 12
months Total
US$m US$m US$m US$m US$m
Europe
Certificates of de
p
osi
t
........... 3,792 96 12 4 3,904
Time deposits:
–
b
anks ................................. 13,116 765 1,634 1,665 17,180
– customers........................... 35,159 1,941 1,027 4,279 42,406
Total...................................... 52,067 2,802 2,673 5,948 63,490
Hong Kong
Certificates of de
p
osi
t
........... 547 770 1,155 5,738 8,210
Time deposits:
–
b
anks ................................. 172 – –5 177
– customers........................... 8,505 229 78 170 8,982
Total...................................... 9,224 999 1,233 5,913 17,369
Rest of Asia-Pacific
Certificates of de
p
osi
t
........... 1,806 174 61 133 2,174
Time deposits:
–
b
anks ................................. 2,412 227 262 474 3,375
– customers........................... 5,180 67 158 221 5,626
Total...................................... 9,398 468 481 828 11,175
North America
Certificates of de
p
osi
t
........... 3,474 35 23
–
3,532
Time deposits:
–
b
anks ................................. 2,654 405 192 370 3,621
– customers........................... 2,965 2,095 919 257 6,236
Total...................................... 9,093 2,535 1,134 627 13,389
South America
Certificates of de
p
osi
t
........... ––
–
–
–
Time deposits:
–
b
anks ................................. 175 78 21 8 282
– customers........................... 193 14 –
–
207
Total...................................... 368 92 21 8 489
Total
Certificates of de
p
osi
t
........... 9,619 1,075 1,251 5,875 17,820
Time deposits:
–
b
anks ................................. 18,529 1,475 2,109 2,522 24,635
– customers........................... 52,002 4,346 2,182 4,927 63,457
Total...................................... 80,150 6,896 5,542 13,324 105,912
The geographical analysis of deposits is based on the location of the office in which the deposits are recorded and
excludes balances with HSBC companies. The majority of certificates of deposit and time deposits are in amounts of
US$100,000 and over or the equivalent in other currencies.