HSBC 2011 Annual Report Download - page 437

435
Overview Operating & Financial Review Corporate Governance Financial Statements Shareholder Information
for directors 271
risk 184
Performance in 2011 257
Personal lending 119, 121
Pillar 1, 2 and 3 216, 217
Preference shares 394
Preferred securities 32
Principal activities 10
Products and services 44
Profit before tax
by country 61, 72, 78, 83
by geographical region 59, 60, 64, 66, 69, 71, 75, 77, 80,
82, 86, 89, 92, 337
by global business 43, 46, 48, 51, 54, 57, 64, 67, 69, 75,
80, 86, 92
consolidated 18, 279
data 18, 339
underlying/reported reconciliations 16
Project Merlin 50
Property, plant and equipment 94, 376
accounting policy 306
Provisions 386
accounting policy 42, 309
PVIF 181, 311
R
Ratios
advances to core funding 14, 159, capital 2, credit
coverage 3, cost efficiency 3, 14, 30, 57, 64, 69, 75, 80, 86,
92, dividends per share 2, earnings per share 2, 279,
financial 2, key performance indicators 14, performance 3,
risk adjusted revenue growth 15, return on average
ordinary shareholders’ equity 14, 18
Regulation and supervision
future developments 212
investigations 407, 409
Related party transactions 410
Remuneration
committee 238, 256, fixed pay 260, members 256, policy
245, regulation 259, report 256, reward strategy 256,
variable pay pool 258
Renegotiated loans 129, 192
Representations and warranties 156
Repricing gap 168
Reputational risk 183, 209
Rest of Asia-Pacific
balance sheet data 75
collateral 144-147
customer accounts 36
economic background 71
lending 110, 111, 121, 123
loan impairment charges/allowances 135
principal operations 71
profit/(loss) 71, 75, 337
profit/(loss) by country 72
review of performance 72
underlying/reported profit 17
Retail Banking and Wealth Management 44, 46, 88
underlying/reported profit 17
Rights issue
accounting policy 312
Risk
appetite 234, committee 233, compliance 203, contingent
liquidity 161, counterparty 350, credit 104, 189, credit
spread 165, dispute 102, economic 102, eurozone 99,
factors 12, foreign exchange 167, gap risk 165,
geopolitical 100, governance 188, information security
103, insurance operations 171, 204, legal 203, liquidity
and funding 157, management of 98, 188, market 163,
operational 170, 202, pension 184, 209, policies and
practices 188, 196, profile 98, regulatory 100, reputational
183, 209, scenario stress testing 188, 236, security and
fraud 203, social media 103, sustainability 184, 210, top
and emerging 13, 99, 235
Risk-weighted assets 32, 43, 59
movement in 2011 211
RoRWA (reconciliation of measures) 37
Run-off portfolio 46
S
Sale and repurchase agreements
accounting policy 303
Securities held for trading 108
Securitisations 149, 194, 404
Security and fraud risk 203
Segmental analysis 336
accounting policy 295
Senior management
biographies 223
changes 267
remuneration 269
Share-based payments 327
accounting policy 308
Share capital 249, 394
accounting policy 312
during 2011 251
notifiable interests in 254
ownership guidelines 267
rights and obligations 249
Share information 3
Share plans
discretionary plans 245
for directors 261
for employees 245, 327
HSBC Bank Bermuda plans 247, 397
HSBC Finance plans 247, 396
HSBC France plans 246, 395
Performance Shares and Restricted Share awards 265
Shareholder (communications with) 228
profile 415
Special purpose entities 401
Staff numbers 29
Statement of changes in equity 283
Statement of comprehensive income 280
Stock symbols 417
Strategic direction 8, 11, 46, 48, 51, 54
Structural foreign exchange exposure 166, 201
Subsidiaries 378
accounting policy 305
Supplier payment policy 253
Sustainability committee governance risk 184, 210
T
Tax
accounting policy 41, 307
deferred tax 331
expense 31
of shares and dividends 419
reconciliation 331
Tier 1 capital 212
Total shareholder return 3, 267
Trading assets 345
accounting policy 300
Trading income (net) 23
Trading liabilities 381
accounting policy 300
Trading portfolios 163, 200
U
Underlying performance 16
US budget deficit 118
V
Value at risk 164
Values (HSBC) 9, 13
W
Wholesale lending 112