HSBC 2011 Annual Report Download - page 5

3
Overview Operating & Financial Review Corporate Governance Financial Statements Shareholder Information
Performance ratios
Credit coverage ratios
Loan impairment charges to
total operating income
13.8%
2010: 16.9%
2009: 31.7%
Loan impairment charges to
average gross customer advances
1.2%
2010: 1.5%
2009: 2.8%
Total impairment allowances to
impaired loans at year-end
42.3%
2010: 43.0% (restated for change in
disclosure policy – see page 105)
Return ratios
Return on average
invested capital2
10.2%
2010: 8.7%
2009: 4.1%
Return on average ordinary
shareholders’ equity3
10.9%
2010: 9.5%
2009: 5.1%
Post-tax return on
average total assets
0.6%
2010: 0.6%
2009: 0.3%
Pre-tax return on average
risk-weighted assets
1.9%
2010: 1.7%
2009: 0.6%
Efficiency and revenue mix ratios
Cost efficiency ratio4
57.5%
2010: 55.2%
2009: 52.0%
Net interest income to
total operating income
48.7%
2010: 49.3%
2009: 51.8%
Net fee income to
total operating income
20.6%
2010: 21.7%
2009: 22.5%
Net trading income to
total operating income
7.8%
2010: 9.0%
2009: 12.5%
Share information at the year-end
Closing market price
US$0.50 ordinary
shares in issue
17,868m
2010: 17,686m
2009: 17,408m
Market
capitalisation
US$136bn
2010: US$180bn
2009: US$199bn
London
£4.91
2010: £6.51
2009: £7.09
Hong Kong
HK$59.00
2010: HK$79.70
2009: HK$89.40
American
Depositary Share5
US$38.10
2010: US$51.04
2009: US$57.09
Total shareholder return6
Over 1 year Over 3 years Over 5 years
To 31 December 2011 .............................................. 79.1 96.8 78.2
Benchmarks:
– FTSE 1007 ............................................................... 97.8 140.3 107.9
– MSCI World7 .......................................................... 95.7 129.4 114.9
– MSCI Banks7 .......................................................... 82.7 107.5 60.5
For footnotes, see page 95.