McKesson 2005 Annual Report Download - page 203

4. Exhaustion of Remedies.
No action at law or in equity shall be brought to recover benefits under the Plan unless the action is commenced within three years after the
occurrence of the loss for which a claim is made. No action at law or in equity shall be brought to recover a benefit unless and until the
claimant has:
a. Submitted a written claim for benefits; and
b. Been notified by the Insurance Company that the claim is denied; and
c. Timely filed a written request for a first review of the claim with the Insurance Company; and
d. Been notified in writing that the denial of the claim has been affirmed on first review; and
e. Timely filed a written request for a second review of the claim with the Insurance Company, if applicable; and
f. Been notified in writing that the denial of the claim has been affirmed on second review, if applicable.
5. Right to Receive and Release Necessary Information.
For the purposes of determining the applicability of and implementing the terms of the provisions of the Plan or any provision of similar
purpose of any other plan, the Insurance Company may, without the consent of or notice to any individual, release to or obtain from any
insurance company or other organization or individual any information with respect to any individual which the Insurance Company deems to
be necessary for such purposes.
Any individual claiming benefits under this Plan shall furnish to the Insurance Company such information as may be necessary to
implement this provision.
Notwithstanding the above, no release of individual identifiable medical information will be made without the written authorization of that
individual or his parent, conservator or guardian, if appropriate.
K. COORDINATION OF BENEFITS
1. Provision for Coordination of Benefits.
a. Coordination of Benefits.
In coordinating benefits, one of the two or more plans involved shall be designated the primary plan and the others shall be designated
secondary plans. The primary plan shall pay without regard to the other plans. If the Plan is secondary, the Insurance Company
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