HSBC 2010 Annual Report Download - page 4
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HSBC HOLDINGS PLC
Report of the Directors: Overview
Financial highlights
2
Financial highlights
For the year
Profit before taxation
US$19,037m – up 169%
2009: US$7,079m
2008: US$9,307m
Underlying profit before taxation
US$18,366m – up 36%
2009: US$13,482m
Total operating income
US$80,014m – up 2%
2009: US$78,631m
2008: US$88,571m
Net operating income before loan
impairment charges and other credit
risk provisions
US$68,247m – up 3%
2009: US$66,181m
2008: US$81,682m
Profit attributable to shareholders of
the parent company
US$13,159m – up 126%
2009: US$5,834m
2008: US$5,728m
Earnings per share and dividends per share
Earnings per share
US$0.73 – up 115%
2009: US$0.34
2008: US$0.41
Dividends per share1
US$0.34
2009: US$0.34
2008: US$0.93
At the year-end
Loans and advances to
customers
US$958bn – up 7%
2009: US$896bn
2008: US$933bn
Customer accounts
US$1,228bn – up 6%
2009: US$1,159bn
2008: US$1,115bn
Ratio of customer advances to
customer accounts
78.1%
2009: 77.3%
2008: 83.6%
Total equity
US$155bn – up 14%
2009: US$136bn
2008: US$100bn
Average total shareholders’ equity
to average total assets
5.5%
2009: 4.7%
2008: 4.9%
Risk-weighted assets
US$1,103bn – down 3%
2009: US$1,133bn
2008: US$1,148bn
Capital ratios
Core tier 1 ratio
10.5%
2009: 9.4%
2008: 7.0%
Tier 1 ratio
12.1%
2009: 10.8%
2008: 8.3%
Total capital ratio
15.2%
2009: 13.7%
2008: 11.4%