Lowe's 2015 Annual Report Download - page 15

6
Education has provided approximately $48 million in grants, funding improvements at nearly 11,000 schools and benefiting
more than six million children along the way.
Each year, we work with national nonprofit partners to strengthen and stabilize neighborhoods in the communities we serve. In
2015, Lowe’s contributed $7 million and teamed with Habitat for Humanity and Rebuilding Together to provide housing
solutions in partnership with families across the country. We also continued to build on our longstanding partnerships with the
Boys & Girls Clubs of America, SkillsUSA, The Nature Conservancy, and Keep America Beautiful to improve communities
and build tomorrow’s leaders.
Lowe’s is also committed to helping residents of the communities we serve by being there when we’re needed most - when a
natural disaster threatens and in the recovery that follows. In 2015, Lowe’s donated nearly $1.5 million and mobilized
hundreds of Lowe’s Heroes employee volunteers to help families recover from disasters across the United States.
Altogether, Lowe’s completed 3,795 community improvement projects in 2015. And for the first time, every single Lowe’s
store in the United States participated in a Lowe’s Heroes volunteer project.
For more information on Lowe’s partnerships and latest community improvement projects, visit
Lowes.com/SocialResponsibility and LowesInTheCommunity.tumblr.com.
Available Information
Our Annual Report on Form 10-K, quarterly reports on Form 10-Q, current reports on Form 8-K and amendments to those
reports filed or furnished pursuant to Section 13(a) or 15(d) of the Securities Exchange Act of 1934, as amended, are made
available free of charge through our internet website at www.Lowes.com/investor, as soon as reasonably practicable after such
documents are electronically filed with, or furnished to, the Securities and Exchange Commission (SEC). The public may also
read and copy any materials the Company files with the SEC at the SEC’s Public Reference Room at 100 F Street, NE,
Washington, DC 20549. Information on the operation of the Public Reference Room may be obtained by calling the SEC at 1-
800-SEC-0330. The SEC maintains an Internet site, www.sec.gov, that contains reports, proxy and information statements, and
other information regarding issuers that file electronically with the SEC.
Item 1A - Risk Factors
We have developed a risk management process using periodic surveys, external research, planning processes, risk mapping,
analytics and other tools to identify and evaluate the operational, financial, environmental, reputational, strategic and other
risks that could adversely affect our business. For more information about our risk management framework, which is
administered by our Chief Risk Officer and includes developing risk mitigation controls and procedures for the material risks
we identify, see the description included in the proxy statement for our annual meeting of shareholders (as defined in Item 10 of
Part III of this Annual Report on Form 10-K) under “Board’s Role in the Risk Management Process”.
We describe below certain risks that could adversely affect our results of operations, financial condition, business reputation or
business prospects. These risk factors may change from time to time and may be amended, supplemented or superseded by
updates to the risk factors contained in our future periodic reports on Form 10-K, Form 10-Q and reports on other forms we file
with the Securities and Exchange Commission. All forward-looking statements about our future results of operations or other
matters made by us in this Annual Report on Form 10-K, in our Annual Report to Lowe’s Shareholders and in our subsequently
filed reports to the Securities and Exchange Commission, as well as in our press releases and other public communications, are
qualified by the risks described below.
You should read these Risk Factors in conjunction with "Management's Discussion and Analysis of Financial Condition and
Results of Operations" in Item 7 and our Consolidated Financial Statements and related notes in Item 8. There also may be
other factors that we cannot anticipate or that are not described in this report generally because we do not currently perceive
them to be material. Those factors could cause results to differ materially from our expectations.
We may be unable to adapt our business concept in a rapidly changing retailing environment to address the changing shopping
habits, demands and demographics of our customers.
The home improvement retailing environment, like the retailing environment generally, is rapidly evolving, and adapting our
business concept to respond to our customers’ changing shopping habits and demands and their changing demographics is
critical to our future success. Our success is dependent on our ability to identify and respond to the economic, social, style, and
other trends that affect demographic and consumer preferences in a variety of our merchandise categories and service offerings.
Customers’ expectations about how they wish to research, purchase and receive products and services have also evolved. It is