RBS 2015 Annual Report Download - page 31

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Significant Items
23
(1) FY 2015 includes £38m relating to CIB CR disposals, mainly relates to International Private Banking
(2) FY 2015 includes Private Bank software write down of £91m and £630m of W&G separation costs
(£m) FY 2015 FY 2014 Q4 2015 Q3 2015 Q4 2014
Total Income
12,923 15,150 2,484 3,183 2,965
OCA
309 (146) (115) 136 (144)
Gain / (loss) on redemption of own debt
(263) 20 (263) - -
Strategic disposals
(1) (157) 191 (22) - -
Adjusted Income
13,034 15,085 2,884 3,047 3,109
Of which… Treasury funding costs, including volatile
items under IFRS 169 (437) 193 (126) (323)
Disposal of Treasury AFS securities (67) 149 - 2 6
Ulster Bank RoI Disposal gains 12 - - 12 -
Ulster Bank RoI Gains on closure of exposure 24 - - 24 -
Capital Resolution Disposal losses (367) - (180) (91) -
Commercial Disposal losses (34) - (34) - -
Total Expenses
(16,353) (13,859) (5,761) (3,276) (4,318)
Restructuring
(2) (2,931) (1,154) (614) (847) (542)
Litigation & Conduct
(3,568) (2,194) (2,124) (129) (1,164)
Writedown of Goodwill
(498) (130) (498) - -
Adjusted Expenses
(9,356) (10,381) (2,525) (2,300) (2,612)
Of which… Write down of other intangible assets (75) (146)
(75) - (64)
Bank levy (230) (250) (230) - (250)
o/w UK PBB (45) (42) (45) - (42)
o/w Ulster Bank RoI (9) (10) (9) - (10)
o/w Commercial (103) (82) (103) - (82)
o/w Private (22) (11) (22) - (11)
o/w RBSI (18) (17) (18) - (17)
o/w CIB (24) (41) (24) - (41)
o/w Capital Resolution (43) (45) (43) - (45)
o/w Central items 34 (2) 34 - (2)