RBS 2015 Annual Report Download - page 45

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Shipping Exposure
CRA(1) Total exposures(2)
7,140
10,087
(29%)
FY 2015 FY 2014
7,688
FY 2014
(28%)
10,710
FY 2015
Total exposure decreased 28% Y/Y
Non-performing exposures at 31 December 2015 were £362m(3) with an impairment provision of £135m
LTV was 84% as at December 2015
Shipping exposures are under heightened monitoring
(1) Credit Risk Assets (CRAs) consist of lending gross of impairment, provisions and derivative exposures after netting and contingent obligations
(2) Total exposure includes committed but undrawn facilities.
(3) On a CRA basis
(£m)
37