RBS 2015 Annual Report Download - page 6

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Improved capital strength Simpler and more resilient
Increasingly focused on home markets Lower cost base
3
11.9 10.4 9.4
FY 2013 FY 2014 FY 2015 Long-term
Target
8.6% 11.2% 15.5% 13%
FY 2013 FY 2014 FY 2015 Long-term
Target
+690bps
CET1 capital ratio
Adjusted Operating Expenses(5) (£bn)
(2.5)(6)
Property Structure Products Systems
# London
properties # registered
companies # front book
products
# major banking
platforms
2013 11 1,107 416(2) 651
2015 8 733 339 568
Target
5 ~500 <300 ~150
27% 34% 19% 13%
<50%
cost:income
Income from
UK
RWAs
in Personal,
Business &
Commercial(4)
FY 2013(3) 63% 79%
FY 2015 88% 81%
Target ~90% ~85%
Building long term shareholder value
We can demonstrate two years of progress against our strategy