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158 Annual Report 2014-2015
Schedules
forming part of the Accounts (Contd.)
Financial Statements of ICICI Bank Limited
(II) Sector-wise Advances
` in million except percentages
At March 31, 2015
Sr.
no. Sector Outstanding
advances Gross NPAs
% of gross NPAs to
total advances in
that sector
A. Priority sector
1. Agriculture and allied activities 237,737.6 7,051.4 2.97%
2. Advances to industries sector eligible as priority sector
lending
114,316.8 3,660.3 3.20%
3. Services, of which: 118,499.0 1,963.1 1.66%
Transport operators 61,484.7 1,273.5 2.07%
Wholesale trade 14,487.1 487.7 3.37%
4. Personal loans, of which: 301,750.1 3,818.1 1.27%
Housing 217,485.4 2,571.4 1.18%
Vehicle loan 78,868.5 967.2 1.23%
Sub-total (A) 772,303.5 16,492.9 2.14%
B. Non-priority sector
1. Agriculture and allied activities
2. Advances to industries sector, of which: 1,532,182.6 73,115.3 4.77%
Infrastructure 492,067.9 17,174.3 3.49%
Basic metal and metal products 311,448.4 11,462.2 3.68%
3. Services, of which: 851,479.8 50,175.6 5.89%
Commercial real estate 264,316.4 4,914.1 1.86%
Wholesale trade 128,156.7 4,299.1 3.35%
4. Personal loans1, of which: 833,654.3 11,163.1 1.34%
Housing 575,848.8 3,488.5 0.61%
Sub-total (B) 3,217,316.7 134,454.0 4.18%
Total (A+B) 3,989,620.3 150,946.9 3.78%
1. Excludes commercial business loans and dealer funding.
2. Sub-sectors have been disclosed where advances exceed 10% of total advances in that sector at reporting date.
` in million except percentages
At March 31, 2014
Sr.
no. Sector Outstanding
advances Gross NPAs
% of gross NPAs to
total advances in
that sector
A. Priority sector
1. Agriculture and allied activities 191,104.6 6,921.8 3.62%
2. Advances to industries sector eligible as priority sector
lending, of which:
105,201.9 3,577.8 3.40%
Construction 10,906.9 938.3 8.60%
3. Services, of which: 120,342.4 1,621.5 1.35%
Transport operators 62,317.9 918.9 1.47%
4. Personal loans, of which: 257,343.1 3,293.9 1.28%
Housing 196,627.6 2,650.5 1.35%
Vehicle loan 56,740.3 600.4 1.06%
Sub-total (A) 673,992.0 15,415.0 2.29%