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AMERICAN EXPRESS COMPANY | ANNUAL REPORT 2015
EXECUTIVE OFFICES
American Express Company
200 Vesey Street
New York, NY 10285
212.640.2000
INFORMATION AVAILABLE TO
SHAREHOLDERS
Copies of the Companys Form 10-K,
proxy statement, press releases and other
documents, as well as information on
nancial results, products and services, are
available on the American Express website
at americanexpress.com. Information on the
Companys corporate social responsibility
programs and a report on the Companys
federal and state political contributions are
available at americanexpress.com. Written
copies of these materials are available
without charge upon written request to the
Secretarys Oce at the address above.
TRANSFER AGENT AND REGISTRAR
Computershare, Inc.
250 Royall Street, Canton, MA 02021
800.463.5911 or 201.680.6578
Hearing impaired: 1.800.231.5469
www.computershare.com/investor
STOCK EXCHANGE LISTING
New York Stock Exchange (Symbol: AXP)
INDEPENDENT REGISTERED PUBLIC
ACCOUNTING FIRM
PricewaterhouseCoopers LLP
300 Madison Avenue
New York, NY 10017-6204
ANNUAL MEETING
e Annual Meeting of Shareholders of
American Express Company will be held at
the Company’s headquarters at 200 Vesey
Street, New York, NY 10285, on Monday,
May 2, 2016, at 9:00 a.m., Eastern Time.
A live audio webcast of the meeting will
be accessible to the general public through
the American Express Investor Relations
website at ir.americanexpress.com and an
audio replay will be available on the website
following the event. A written transcript of
the meeting will be available upon written
request to the Secretary’s Oce.
CORPORATE GOVERNANCE
Copies of American Express Company’s
governance documents, including its
Corporate Governance Principles, as well
as the charters of the standing committees
of the Board of Directors and the American
Express Company Code of Conduct,
are available on the Companys Investor
Relations website at ir.americanexpress.com.
Copies of these materials are also available
without charge upon written request to the
Secretarys Oce at the address above.
DIRECT DEPOSIT OF DIVIDENDS
e Company has established an Electronic
Direct Deposit of Dividends service for the
electronic payment of quarterly dividends
on the Company’s common shares. With
this service, registered shareholders
may have their dividend payments sent
electronically to their checking account or
nancial institution on the payment date.
Shareholders interested in enrolling in this
service should call Computershare, Inc. at
1.800.463.5911.
STOCK PURCHASE PLAN
e CIP Plan, a direct stock purchase
plan sponsored and administered by
Computershare, Inc., provides shareholders
and new investors with a convenient way
to purchase common shares through
optional cash investments and reinvestment
of dividends.
For more information, contact:
Computershare, Inc.
P.O. Box 30170
College Station, TX 77842-3170
1.800.463.5911
www.computershare.com/investor
SHAREHOLDER AND
INVESTOR INQUIRIES
Written shareholder inquiries may be sent
either to Computershare, Inc. Investor Care
Network, P.O. Box 30170, College Station,
TX 77842-3170, or to the Secretary’s Oce
at American Express Company’s executive
oces at the address above. Written
inquiries from the investment community
should be sent to Investor Relations at
American Express Company’s executive
oces at the address above.
TRADEMARKS AND SERVICE MARKS
e following American Express trademarks
and service marks may appear in this report:
American Express®
American Express Blue Box Logo®
American Express Card Design®
American Express® Essential
American Express Serve®
American Express World
Service & Design®
Amex EveryDay®
Bluebird®
Blue Cash ®
Blue Cash Everyday®
Blue for Business®
Centurion®
Global Assist®
LoyaltyEdge®
Membership Reward
OPEN Forum®
OPEN Savings®
OptBlue®
Paybac
Platinum Car
Plent
Plum Card®
Relationship Care®
Select & Pay Later®
SimplyCas
Shop Smal
Small Business Saturday®
FORWARD-LOOKING STATEMENTS
Various forward-looking statements
are made in this Annual Report, which
generally include the words “believe,”
“expect,”anticipate,” “optimistic,”intend,”
plan,” “aim,”will,”should,” “could,”
“would,” “likely,” and similar expressions.
Certain factors that may aect these
forward-looking statements, including
American Express Company’s ability to
achieve its goals referred to herein, are
discussed on pages 95-97.
©2016 American Express Company.
All rights reserved.
GENERAL INFORMATION