Humana 2004 Annual Report Download - page 12

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HUMANA INC.
INDEX TO ANNUAL REPORT ON FORM 10-K
For the Year Ended December 31, 2004
Page
Part I
Item 1. Business 3
Item 2. Properties 17
Item 3. Legal Proceedings 18
Item 4. Submission of Matters to a Vote of Security Holders 20
Part II
Item 5. Market for the Registrant’s Common Equity, Related Stockholder Matters and Issuer
Purchases of Equity Securities 21
Item 6. Selected Financial Data 23
Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations 24
Item 7a. Quantitative and Qualitative Disclosures about Market Risk 56
Item 8. Financial Statements and Supplementary Data 57
Item 9. Changes in and Disagreements with Accountants on Accounting and Financial Disclosure 94
Item 9a. Controls and Procedures 94
Item 9b. Other Information 95
Part III
Item 10. Directors and Executive Officers of the Registrant 96
Item 11. Executive Compensation 99
Item 12. Security Ownership of Certain Beneficial Owners and Management 99
Item 13. Certain Relationships and Related Transactions 100
Item 14. Principal Accountant Fees and Services 100
Part IV
Item 15. Exhibits and Financial Statement Schedules 101
Signatures and Certifications 110