Humana 2013 Annual Report Download - page 49

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ITEM 3. LEGAL PROCEEDINGS
We are party to a variety of legal actions in the ordinary course of business, certain of which may be styled
as class-action lawsuits. Among other matters, this litigation may include employment matters, claims of medical
malpractice, bad faith, nonacceptance or termination of providers, anticompetitive practices, improper rate
setting, provider contract rate disputes, failure to disclose network discounts and various other provider
arrangements, general contractual matters, intellectual property matters, and challenges to subrogation practices.
See “Legal Proceedings and Certain Regulatory Matters” in Note 15 to the consolidated financial statements
included in Item 8. – Financial Statements and Supplementary Data. We cannot predict the outcome of these
suits with certainty.
ITEM 4. MINE SAFETY DISCLOSURES
Not applicable.
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