RBS 2007 Annual Report Download - page 221
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Analysis of write-offs
The following table analyses amounts written-off by geographical area and type of domestic customer.
IFRS
2007 2006 2005 2004
£m £m £m £m
Domestic
Manufacturing 29 41 40 55
Construction 21 29 17 12
Finance 47 17 21 19
Service industries and business activities 190 212 176 163
Agriculture, forestry and fishing 4 549
Property 9 62533
Individuals – home mortgages — 544
– others 909 1,021 948 516
Finance leases and instalment credit 13 24 15 90
Total domestic 1,222 1,360 1,250 901
Foreign 949 481 788 548
Total write-offs (1) 2,171 1,841 2,038 1,449
Note:
(1) Excludes £2 million written-off in respect of loans and advances to banks in 2005.
Analysis of recoveries
The following table analyses recoveries of amounts written-off by geographical area and type of domestic customer.
IFRS
2007 2006 2005 2004
£m £m £m £m
Domestic
Manufacturing — —11
Construction — —1—
Finance ——— 2
Service industries and business activities 7 521
Property — 12—
Individuals – home mortgages — —— 1
Individuals – others 143 101 84 78
Finance leases and instalment credit 8 1272
Total domestic 158 119 97 85
Foreign 232 96 75 59
Total recoveries 390 215 172 144
219
RBS Group • Annual Report and Accounts 2007
Additional information