RBS 2007 Annual Report Download - page 230
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RBS Group • Annual Report and Accounts 2007
228
Additional information continued
Additional information
Amounts in accordance with UK GAAP (continued)
Analysis of write-offs
The following table analyses amounts written-off by geographical area and type of domestic customer.
UK GAAP
2004 2003
£m £m
Domestic
Manufacturing 55 99
Construction 12 22
Finance 19 54
Service industries and business activities 163 393
Agriculture, forestry and fishing 9 4
Property 33 6
Individuals – home mortgages 4 2
– others 535 357
Finance leases and instalment credit 90 160
Total domestic 920 1,097
Foreign 548 422
Total write-offs 1,468 1,519
Analysis of recoveries
The following table analyses recoveries of amounts written-off by geographical area and type of domestic customer.
UK GAAP
2004 2003
£m £m
Domestic
Manufacturing 1—
Finance 2 —
Service industries and business activities 1 3
Individuals – home mortgages 1 —
– others 81 26
Finance leases and instalment credit 2 9
Total domestic 88 38
Foreign 59 34
Total recoveries 147 72