RBS 2007 Annual Report Download - page 68

RBS Group • Annual Report and Accounts 2007
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Business review continued
Business review
Consolidated balance sheet
at 31 December 2007
2007 2006
£m £m
Assets
Cash and balances at central banks 17,866 6,121
Treasury and other eligible bills 18,229 5,491
Loans and advances to banks 219,460 82,606
Loans and advances to customers 829,250 466,893
Debt securities 276,427 127,251
Equity shares 53,026 13,504
Settlement balances 16,589 7,425
Derivatives 337,410 116,681
Intangible assets 48,492 18,904
Property, plant and equipment 18,750 18,420
Prepayments, accrued income and other assets 19,066 8,136
Assets of disposal groups 45,954 —
Total assets 1,900,519 871,432
Liabilities
Deposits by banks 312,633 132,143
Customer accounts 682,365 384,222
Debt securities in issue 273,615 85,963
Settlement balances and short positions 91,021 49,476
Derivatives 332,060 118,112
Accruals, deferred income and other liabilities 34,024 15,660
Retirement benefit liabilities 496 1,992
Deferred taxation 5,510 3,264
Insurance liabilities 10,162 7,456
Subordinated liabilities 37,979 27,654
Liabilities of disposal groups 29,228 —
Total liabilities 1,809,093 825,942
Minority interests 38,388 5,263
Equity owners 53,038 40,227
Total equity 91,426 45,490
Total liabilities and equity 1,900,519 871,432
Analysis of repurchase agreements included above
Reverse repurchase agreements and stock borrowing
Loans and advances to banks 175,941 54,152
Loans and advances to customers 142,357 62,908
318,298 117,060
Repurchase agreements and stock lending
Deposits by banks 163,038 76,376
Customer accounts 134,916 63,984
297,954 140,360