Bank of America 2002 Annual Report Download - page 71

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BANK OF AMERICA 2002 69
Third Quarter 2002 Second Quarter 2002 First Quarter 2002 Fourth Quarter 2001
Interest Interest Interest Interest
Average Income/ Yield/ Average Income/ Yield/ Average Income/ Yield/ Average Income/ Yield/
Balance Expense Rate Balance Expense Rate Balance Expense Rate Balance Expense Rate
$ 10,396 $ 63 2.41% $ 10,673 $ 63 2.37% $ 10,242 $ 61 2.43% $ 7,255 $ 64 3.47%
40,294 178 1.76 48,426 270 2.23 44,682 215 1.94 38,825 253 2.60
85,129 1,017 4.76 78,113 961 4.93 70,613 888 5.06 67,535 920 5.43
76,484 1,120 5.85 67,291 939 5.59 73,542 963 5.24 71,454 1,090 6.10
106,039 1,728 6.47 111,522 1,887 6.78 116,160 1,978 6.90 121,399 2,138 6.99
21,256 206 3.85 21,454 212 3.97 21,917 226 4.17 23,789 278 4.63
20,576 265 5.10 21,486 258 4.83 22,251 275 5.01 23,051 316 5.45
425 4 3.92 393 5 5.14 389 4 4.00 375 4 4.49
148,296 2,203 5.90 154,855 2,362 6.12 160,717 2,483 6.26 168,614 2,736 6.44
104,590 1,733 6.61 94,726 1,602 6.77 81,104 1,389 6.88 78,366 1,385 7.05
23,275 314 5.35 22,579 305 5.41 22,010 294 5.42 22,227 340 6.07
30,029 530 7.01 30,021 542 7.25 30,360 550 7.34 30,363 583 7.61
10,043 201 7.97 11,053 226 8.20 12,134 255 8.46 13,035 296 9.04
22,263 583 10.38 20,402 510 10.01 19,383 490 10.26 18,656 498 10.58
1,988 19 3.83 2,048 19 3.71 2,093 19 3.71 2,093 21 4.02
192,188 3,380 7.00 180,829 3,204 7.10 167,084 2,997 7.24 164,740 3,123 7.54
340,484 5,583 6.52 335,684 5,566 6.65 327,801 5,480 6.76 333,354 5,859 6.99
27,461 387 5.61 22,005 353 6.42 22,231 358 6.52 36,782 707 7.67
580,248 8,348 5.73 562,192 8,152 5.81 549,111 7,965 5.86 555,205 8,893 6.37
20,202 21,200 22,037 23,182
68,699 63,207 66,530 73,410
$ 669,149 $ 646,599 $637,678 $ 651,797
$ 22,047 $ 36 0.64% $ 21,841 $ 34 0.64% $ 20,716 $ 33 0.64% $ 20,132 $ 42 0.83%
132,939 362 1.08 129,856 346 1.07 127,218 335 1.07 121,758 426 1.39
67,179 746 4.40 68,015 764 4.51 69,359 730 4.27 71,895 898 4.96
4,254 51 4.73 4,635 30 2.43 4,671 32 2.82 5,196 44 3.39
226,419 1,195 2.09 224,347 1,174 2.10 221,964 1,130 2.06 218,981 1,410 2.56
17,044 123 2.85 14,048 108 3.10 15,464 107 2.79 20,771 170 3.22
2,188 10 1.85 2,449 12 1.89 2,904 14 1.96 2,965 20 2.74
18,686 86 1.83 18,860 90 1.91 19,620 93 1.93 21,858 113 2.06
37,918 219 2.29 35,357 210 2.38 37,988 214 2.29 45,594 303 2.63
264,337 1,414 2.12 259,704 1,384 2.14 259,952 1,344 2.10 264,575 1,713 2.57
108,281 526 1.93 97,579 529 2.17 86,870 477 2.23 87,291 700 3.18
33,038 342 4.11 31,841 344 4.34 31,066 285 3.72 29,921 268 3.55
64,880 601 3.71 65,940 633 3.84 67,694 612 3.62 68,141 707 4.15
470,536 2,883 2.44 455,064 2,890 2.55 445,582 2,718 2.47 449,928 3,388 2.99
109,596 106,282 104,451 103,596
42,365 36,979 40,189 49,357
46,652 48,274 47,456 48,916
$ 669,149 $ 646,599 $637,678 $ 651,797
3.29 3.26 3.39 3.38
0.46 0.49 0.46 0.57
$ 5,465 3.75% $ 5,262 3.75% $ 5,247 3.85% $ 5,505 3.95%