RBS 2006 Annual Report Download - page 197
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Financial statements
RBS Group • Annual Report and Accounts 2006
196
Notes on the accounts continued
Industry risk – geographical analysis
Group
Loans and Treasury bills,
advances to banks debt securities Netting and
and customers and equity shares Derivatives Other (1) Total offset (2)
2006 £m £m £m £m £m £m
UK
Central and local government 7,629 28,211 345 1,624 37,809 1,553
Manufacturing 15,259 521 915 49 16,744 4,540
Construction 9,667 115 179 3 9,964 1,458
Finance 128,463 47,274 80,577 2,199 258,513 93,403
Service industries and business activities 57,895 4,330 2,616 769 65,610 5,289
Agriculture, forestry and fishing 2,819 61 3 — 2,883 99
Property 51,303 561 646 11 52,521 1,291
Individuals
Home mortgages 70,884 — 1 — 70,885 —
Other 28,594 861 29 58 29,542 61
Finance leases and instalment credit 14,218 5 — — 14,223 189
Interest accruals 1,890 62 — — 1,952 —
Total UK 388,621 82,001 85,311 4,713 560,646 107,883
US
Central and local government 435 24,013 — 102 24,550 1
Manufacturing 3,842 251 157 — 4,250 52
Construction 790 48 12 — 850 —
Finance 31,785 28,333 29,989 3,495 93,602 26,037
Service industries and business activities 10,678 1,267 168 — 12,113 22
Agriculture, forestry and fishing 64 — — — 64 —
Property 5,781 — 24 — 5,805 19
Individuals
Home mortgages 34,230 — — — 34,230 —
Other 11,643 — — — 11,643 —
Finance leases and instalment credit 2,282 — — — 2,282 —
Interest accruals 526 343 — — 869 2
Total US 102,056 54,255 30,350 3,597 190,258 26,133
Europe
Central and local government 488 423 — 3 914 —
Manufacturing 4,067 — — — 4,067 —
Construction 2,751 — — — 2,751 —
Finance 6,067 1,938 860 49 8,914 7
Service industries and business activities 9,607 100 7 7 9,721 —
Agriculture, forestry and fishing 469 2 — — 471 —
Property 8,781 21 — — 8,802 —
Individuals
Home mortgages 13,661 — — — 13,661 —
Other 3,774 — — — 3,774 —
Finance leases and instalment credit 1,325 — — — 1,325 —
Interest accruals 221 — — — 221 —
Total Europe 51,211 2,484 867 59 54,621 7
Rest of the World
Central and local government 185 921 16 — 1,122 1
Manufacturing 129 — 3 — 132 3
Construction 80 — — — 80 —
Finance 6,116 6,652 106 7 12,881 2,271
Service industries and business activities 2,664 2 27 2 2,695 2
Agriculture, forestry and fishing 13 — — — 13 —
Property 1,250 19 1 — 1,270 —
Individuals
Home mortgages 273 — — — 273 —
Other 782 — — — 782 —
Finance lease and instalment credit 10 — — — 10 —
Interest accruals 44 — — — 44 —
Total Rest of the World 11,546 7,594 153 9 19,302 2,277
35 Financial instruments (continued)