RBS 2006 Annual Report Download - page 246
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245
RBS Group • Annual Report and Accounts 2006
Additional information
Contingent liabilities and commitments
The table below summarises the Group’s contingent liabilities and commitments by remaining maturity.
More than More than
1 year but 3 years but
Less than less than less than Over
1 year 3 years 5 years 5 years Total
2006 £m £m £m £m £m
Guarantees and assets pledged as collateral security 5,897 1,655 2,230 3,231 13,013
Other contingent liabilities 2,524 814 882 2,613 6,833
Undrawn formal standby facilities, credit lines and other commitments to lend 148,469 23,361 35,672 28,084 235,586
Other commitments 1,183 892 160 167 2,402
Total 158,073 26,722 38,944 34,095 257,834
2005
Guarantees and assets pledged as collateral security 1,584 3,916 3,760 2,993 12,253
Other contingent liabilities 3,078 644 677 1,995 6,394
Undrawn formal standby facilities, credit lines and other commitments to lend 132,126 15,077 33,466 22,352 203,021
Other commitments 2,402 865 148 114 3,529
Total 139,190 20,502 38,051 27,454 225,197
Contractual cash obligations
The table below summarises the Group’s contractual cash obligations by remaining maturity.
More than More than
1 year but 3 years but
Less than less than less than Over
1 year 3 years 5 years 5 years Total
2006 £m £m £m £m £m
Dated loan capital 1,236 931 4,895 6,710 13,772
Operating leases 339 624 533 1,877 3,373
Unconditional obligations to purchase goods or services 827 969 101 153 2,050
Total 2,402 2,524 5,529 8,740 19,195
2005
Dated loan capital 602 1,065 2,971 8,363 13,001
Operating leases 310 591 512 1,700 3,113
Unconditional obligations to purchase goods or services 659 458 148 20 1,285
Total 1,571 2,114 3,631 10,083 17,399
The tables above do not include undated loan capital.