RBS 2006 Annual Report Download - page 232
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231
RBS Group • Annual Report and Accounts 2006
Additional information
Analysis of write-offs
The following table analyses amounts written-off by geographical area and type of domestic customer.
IFRS
2006 2005 2004
£m £m £m
Domestic
Manufacturing 41 40 55
Construction 29 17 12
Finance 17 21 19
Service industries and business activities 212 176 163
Agriculture, forestry and fishing 5 49
Property 6 25 33
Individuals – home mortgages 5 44
Individuals – others 1,021 948 516
Finance leases and instalment credit 24 15 90
Total domestic 1,360 1,250 901
Foreign 481 788 548
Total write-offs (1) 1,841 2,038 1,449
Note:
(1) Excludes £2 million written-off in respect of loans and advances to banks in 2005.
Analysis of recoveries
The following table analyses recoveries of amounts written-off by geographical area and type of domestic customer.
IFRS
2006 2005 2004
£m £m £m
Domestic
Manufacturing — 11
Construction — 1—
Finance ——2
Service industries and business activities 5 21
Property 1 2—
Individuals – home mortgages — —1
Individuals – others 101 84 78
Finance leases and instalment credit 12 72
Total domestic 119 97 85
Foreign 96 75 59
Total recoveries 215 172 144