RBS 2006 Annual Report Download - page 2
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Contents
Report and accounts
43 Operating and financial review
101 Governance
127 Financial statements
225 Additional information
251 Shareholder information
RBS Group • Annual Report and Accounts 2006
1
Highlights of 2006
02 Financial highlights
04 Chairman’s statement
06 Group Chief Executive’s review
08 Group profile
10 Divisional profile
Divisional review
12 Corporate Markets
18 Retail Markets
24 Ulster Bank
26 Citizens
30 RBS Insurance
34 Manufacturing
Corporate Responsibility
38 Corporate Responsibility
40 Key Achievements
41 Community Investment
■Group operating profit up 14%
to £9.4 billion
■Profit before tax up 16%
to £9.2 billion
■Total dividend for the year of
90.6p per share, up 25%
■Share repurchase of £1 billion
completed
■Income up 10% to £28.0 billion
■Cost:income ratio improved
from 42.4% to 42.1%
■Adjusted earnings per ordinary
share up 14% to 200.0p