RBS 2011 Annual Report Download - page 129

RBS Group 2011 127
CP funded assets
Credit ratings (S&P equivalent)
UK Europe US RoW Total AAA AA A BBB
Below
BBB
2011 £m £m £m £m £m £m £m £m £m £m
Auto loans 518 1,145 2,141 249 4,053 3,323 683 40 7 —
Corporate loans — 160 58 — 218 9 94 27 88 —
Credit card receivables — — 865 — 865 774 — 91 — —
Trade receivables — 567 695 — 1,262 449 343 426 44 —
Student loans — — 488 — 488 488 — — — —
Consumer loans 716 — 646 — 1,362 — — 1,362 — —
Mortgages
- prime 182 — — 2,057 2,239 1,446 737 39 17 —
- non-conforming 667 60 — — 727 157 265 287 18 —
- commercial 489 — — 21 510 2 5 498 5 —
Other 124 201 531 521 1,377 363 42 402 180 390
2,696 2,133 5,424 2,848 13,101 7,011 2,169 3,172 359 390
2010
Auto loans 429 962 3,434 464 5,289 4,827 354 101 7 —
Corporate loans 22 1,513 709 211 2,455 2,166 161 128 — —
Credit card receivables 144 — 1,944 — 2,088 1,912 125 — 51 —
Trade receivables — 261 500 — 761 265 353 95 48 —
Student loans 116 — 641 — 757 641 116 — — —
Consumer loans 766 462 661 — 1,889 16 — 1,873 — —
Mortgages —
- prime 161 — — 2,411 2,572 1,043 1,476 32 21 —
- non-conforming 712 659 — — 1,371 782 273 316 — —
- sub-prime 103 — — — 103 — 68 — 35 —
- commercial 627 — — 33 660 16 5 635 4 —
Other 447 455 353 814 2,069 95 52 1,242 680 —
3,527 4,312 8,242 3,933 20,014 11,763 2,983 4,422 846 —
2009
Auto loans 476 982 2,621 570 4,649 2,965 1,547 137 — —
Corporate loans 312 5,213 1,411 865 7,801 7,584 111 106 — —
Credit card receivables 177 — 3,823 83 4,083 2,781 759 420 123 —
Trade receivables — 334 438 34 806 446 266 60 34 —
Student loans 117 — 798 — 915 798 117 — — —
Consumer loans 733 800 153 — 1,686 68 50 1,553 15 —
Mortgages
- prime 138 — — 2,604 2,742 949 1,746 28 3 16
- non-conforming 599 949 — — 1,548 1,070 379 99 — —
- commercial 641 194 — 36 871 25 3 840 — 3
Other 121 670 298 1,176 2,265 170 249 950 896 —
3,314 9,142 9,542 5,368 27,366 16,856 5,227 4,193 1,071 19