RBS 2011 Annual Report Download - page 50

48 RBS Group 2011
Average balance sheet and related interest continued
Managed 2009
Average
balance Interest Rate
£m £m %
Assets
Loans and advances to banks - UK 21,373 278 1.30
- Overseas 30,384 553 1.82
Loans and advances to customers - UK 333,408 11,864 3.56
- Overseas 242,065 9,493 3.92
Debt securities - UK 53,955 1,466 2.72
- Overseas 71,851 2,736 3.81
Interest-earning assets -UK 408,736 13,608 3.33
- Overseas 344,300 12,782 3.71
Total interest-earning assets -banking business (1,2,3) 753,036 26,390 3.50
-trading business (9) 291,092
Interest-earning assets 1,044,128
Non-interest-earning assets (1,2) 979,352
Total assets 2,023,480
Percentage of assets applicable to overseas operations 47.4%
Liabilities
Deposits by banks - UK 24,837 675 2.72
- Overseas 106,353 2,177 2.05
Customer accounts: demand deposits - UK 109,756 559 0.51
- Overseas 38,287 408 1.07
Customer accounts: savings deposits - UK 54,048 772 1.43
- Overseas 26,976 473 1.75
Customer accounts: other time deposits - UK 67,728 807 1.19
- Overseas 58,168 1,618 2.78
Debt securities in issue - UK 130,002 3,162 2.43
- Overseas 96,075 1,654 1.72
Subordinated liabilities - UK 25,001 852 3.41
- Overseas 10,347 458 4.43
Internal funding of trading business - UK (60,284) (317) 0.53
- Overseas (14,845) (191) 1.29
Interest-bearing liabilities -UK 351,088 6,510 1.85
- Overseas 321,361 6,597 2.05
Total interest-bearing liabilities -banking business (1,2,4) 672,449 13,107 1.95
-trading business (9) 331,380
Interest-bearing liabilities 1,003,829
Non-interest-bearing liabilities:
Demand deposits - UK 16,456
- Overseas 27,149
Other liabilities (2,9) 918,743
Owners' equity 57,303
Total liabilities and owners' equity 2,023,480
Percentage of liabilities applicable to overseas operations 45.8%
For notes relating to this table refer to page 46.
Business review continued