RBS 2011 Annual Report Download - page 201

RBS Group 2011 199
Core
2009
Gross
loans
£m
REIL
£m
Provisions
£m
REIL
as a % of
gross loans
%
Provisions
as a %
of REIL
%
Provisions
as a % of
gross loans
%
Impairment
charge
£m
Amounts
written-off
£m
Central and local government 6,128 — — — — — — —
Finance
-banks 47,574 168 135 0.4 80 0.3 12 —
- other 50,673 1,038 259 2.0 25 0.5 256 113
Residential mortgages 127,975 2,670 341 2.1 13 0.3 305 146
Personal lending 35,313 3,344 2,560 9.5 77 7.2 1,816 1,398
Property 49,054 1,766 468 3.6 27 1.0 417 37
Construction 9,502 457 131 4.8 29 1.4 58 30
Manufacturing 30,272 491 191 1.6 39 0.6 136 93
Service industries and business
activities 100,438 1,762 669 1.8 38 0.7 500 365
Agriculture, forestry and fishing 3,726 90 46 2.4 51 1.2 24 4
Finance leases and instalment credit 8,147 303 116 3.7 38 1.4 52 100
Interest accruals 1,179 — — — — — — —
Latent — — 2,005 — — — 991 —
469,981 12,089 6,921 2.6 57 1.5 4,567 2,286
of which:
UK 315,254 7,704 4,209 2.4 55 1.3 2,884 1,645
Europe 66,707 2,607 1,709 3.9 66 2.6 750 46
US 64,526 1,497 876 2.3 59 1.4 813 576
RoW 23,494 281 127 1.2 45 0.5 120 19
Group before RFS MI 469,981 12,089 6,921 2.6 57 1.5 4,567 2,286