RBS 2011 Annual Report Download - page 52

50 RBS Group 2011
Average balance sheet and related interest continued
Statutory 2009
Average
balance Interest Rate
£m £m %
Assets
Loans and advances to banks - UK 21,373 278 1.30
- Overseas 30,403 554 1.82
Loans and advances to customers - UK 333,408 11,864 3.56
- Overseas 242,204 9,504 3.92
Debt securities - UK 53,955 1,466 2.72
- Overseas 71,152 2,711 3.81
Interest-earning assets -UK 408,736 13,608 3.33
- Overseas 343,759 12,769 3.71
Total interest-earning assets -banking business (1,2,3) 752,495 26,377 3.51
-trading business (9) 291,092
Interest-earning assets 1,043,587
Non-interest-earning assets (1,2) 979,893
Total assets 2,023,480
Percentage of assets applicable to overseas operations 47.4%
Liabilities
Deposits by banks - UK 24,837 676 2.72
- Overseas 105,877 2,222 2.10
Customer accounts: demand deposits - UK 109,758 559 0.51
- Overseas 38,414 411 1.07
Customer accounts: savings deposits - UK 54,048 772 1.43
- Overseas 26,996 473 1.75
Customer accounts: other time deposits - UK 68,039 827 1.22
- Overseas 60,430 1,719 2.84
Debt securities in issue - UK 130,002 3,162 2.43
- Overseas 96,075 1,652 1.72
Subordinated liabilities - UK 26,710 852 3.19
- Overseas 10,333 457 4.42
Internal funding of trading business - UK (60,284) (317) 0.53
- Overseas (14,845) (192) 1.29
Interest-bearing liabilities -UK 353,110 6,531 1.85
- Overseas 323,280 6,742 2.09
Total interest-bearing liabilities -banking business (1,2,4) 676,390 13,273 1.96
-trading business (9) 331,380
Interest-bearing liabilities 1,007,770
Non-interest-bearing liabilities:
Demand deposits - UK 16,456
- Overseas 27,149
Other liabilities (2,9) 914,802
Owners' equity 57,303
Total liabilities and owners' equity 2,023,480
Percentage of liabilities applicable to overseas operations 45.8%
For notes relating to this table refer to page 46.
Business review continued