RBS 2011 Annual Report Download - page 149

RBS Group 2011 147
Portfolio by sector and geographical region
Sector analysis plays an important part in assessing the potential for concentration risk in the loan portfolio. Particular attention is given to sectors where
the Group believes there is a high degree of risk or potential for volatility in the future.
The table below details credit risk assets by sector and geographical region. Sectors are based on mappings aligned to the Group’s sector concentration
framework. Geographical region is based on country of incorporation.
Credit risk assets by sector and geographical region
2011
UK
£m
Western
Europe
(excl. UK)
£m
North
America
£m
Asia
Pacific
£m
Latin
America
£m
Other (1)
£m
Total
£m
Core
£m
Non-Core
£m
Personal 126,945 20,253 33,087 1,604 158 1,114 183,161 176,201 6,960
Banks 4,720 39,290 3,952 11,149 1,740 7,324 68,175 67,614 561
Other financial institutions 17,939 17,503 13,595 3,108 5,841 1,159 59,145 48,765 10,380
Sovereign (2) 21,072 34,258 31,444 3,463 78 1,581 91,896 90,638 1,258
Property 60,099 27,282 8,052 1,370 3,471 1,480 101,754 58,324 43,430
Natural resources 6,553 7,218 8,159 3,805 1,078 2,508 29,321 25,191 4,130
Manufacturing 9,583 7,480 7,098 2,126 1,011 1,381 28,679 26,614 2,065
Transport (3) 13,790 7,705 4,951 5,433 2,500 5,363 39,742 27,531 12,211
Retail and leisure 22,775 6,110 5,762 1,488 1,041 675 37,851 32,775 5,076
Telecommunications, media and technology 5,295 4,941 3,202 1,944 139 609 16,130 12,180 3,950
Business services 17,851 3,718 6,205 910 629 206 29,519 26,830 2,689
306,622 175,758 125,507 36,400 17,686 23,400 685,373 592,663 92,710
2010 (4)
Personal 124,594 21,973 34,970 1,864 126 1,531 185,058 174,287 10,771
Banks 6,819 35,619 5,097 11,072 1,394 6,713 66,714 65,494 1,220
Other financial institutions 17,550 14,782 14,773 4,200 8,732 1,762 61,799 47,227 14,572
Sovereign (2) 20,209 24,826 18,088 3,243 125 1,789 68,280 66,556 1,724
Property 65,622 30,925 9,573 1,980 3,090 1,750 112,940 60,590 52,350
Natural resources 6,696 7,863 9,771 3,655 1,396 4,143 33,524 24,427 9,097
Manufacturing 10,599 8,532 6,744 2,673 917 2,059 31,524 28,088 3,436
Transport (3) 13,842 8,726 5,389 6,161 2,658 6,347 43,123 27,899 15,224
Retail and leisure 24,716 6,690 5,316 1,438 1,174 918 40,252 34,100 6,152
Telecommunications, media and technology 5,495 5,764 3,283 2,187 328 786 17,843 12,076 5,767
Business services 19,757 5,116 6,521 985 1,086 385 33,850 28,780 5,070
315,899 170,816 119,525 39,458 21,026 28,183 694,907 569,524 125,383
For notes relating to this table refer to page 148.