RBS 2011 Annual Report Download - page 487
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RBS Group 2011 485
Financial summary
Five year financial summary 433
Forward-looking statements 35
Global Banking & Markets 26, 36, 78, 411
Global Transaction Services 23, 36, 70, 411
Glossary of terms 476
Going concern
Report of the directors 300
Goodwill
Accounting policies 316
Notes on the consolidated accounts 370, 415
Group Chief Executive’s review 10
Impairment
Accounting policies 319
Business review 58
Critical accounting policies 323
Notes on the consolidated accounts 364
Income statement
Business review 41
Consolidated 307
Parent company 424
Insurance claims
Accounting policy 317
Business review 55
Critical accounting policies 325
Notes on the consolidated accounts 379
Insurance premium income
Accounting policies 317
Business review 53
Notes on the consolidated accounts 379
Intangible assets
Accounting policies 316
Segmental analysis of goodwill 415
Notes on the consolidated accounts 370
Internal control 265
Investigations 404
Litigation 402
Loans and advances
Loans and advances to banks 340
Loans and advances to customers 340
Material contracts 445
Net interest income
Business review 46
Notes on the consolidated accounts 327
Non-Core 29, 37, 85, 411
Non-interest income
Business review 53
Notes on the consolidated accounts 328
Operating expenses
Business review 55
Notes on the consolidated accounts 329
Parent company
Balance sheet 420
Cash flow statement 423
Income statement 424
Statement of changes in equity 421
Statement of comprehensive income 424
Notes 424
Pensions
Accounting policies 315
Critical accounting policies 324
Directors’ pension arrangements 293
Notes on the consolidated accounts 333
Pension risk 245
Post balance sheet events 302, 419
Presentation of information 33
Principal subsidiaries 427
Property, plant and equipment
Accounting policies 316
Notes on the consolidated accounts 373
Provisions
Accounting policies 318
Notes on the consolidated accounts 364
Regulatory developments and reviews 444
Related parties 418
Remuneration Committee
Directors’ remuneration report 274
Letter from the Chair of the Remuneration Committee 272