RBS 2011 Annual Report Download - page 428

426 RBS Group 2011
5Financial instruments - maturity analysis
Remaining maturity
The following table shows the residual maturity of financial instruments, based on contractual date of maturity.
2011 2010 2009
Less than
12 months
More than
12 months Total
Less than
12 months
More than
12 months Total
Less than
12 months
More than
12 months Total
£m £m £m £m £m £m £m £m £m
Assets
Loans and advances to banks 2,694 15,674 18,368 4,651 14,884 19,535 16,447 14,791 31,238
Loans and advances to customers 1,341 2,715 4,056 3,855 2,834 6,689 — 2,777 2,777
Debt securities 65 1,503 1,568 —1,454 1,454 52 1,234 1,286
Settlement balances — — — — — — 11 — 11
Derivatives 918 584 1,502 21,473 1,475 80 1,089 1,169
Liabilities
Deposits by banks 9 1,082 1,091 — — — 93 — 93
Customer accounts 977 — 977 1,029 — 1,029 13,264 — 13,264
Debt securities in issue 3,800 4,573 8,373 1,460 7,282 8,742 4,965 6,823 11,788
Derivatives 25 54 79 25 206 231 53 393 446
Subordinated liabilities 121 8,656 8,777 307 7,741 8,048 130 8,632 8,762
On balance sheet liabilities
The following tables show by contractual maturity, the undiscounted cash flows payable up to a period of 20 years from the balance sheet date,
including future payments of interest.
0-3 months 3-12 months 1-3 years 3-5 years 5-10 years 10-20 years
2011 £m £m £m £m £m £m
Deposits by banks 5 16 341 — 965 —
Customer accounts — 993 — — — —
Debt securities in issue 777 3,152 3,597 163 1,155 —
Subordinated liabilities 94 340 1,860 1,020 1,527 2,525
876 4,501 5,798 1,183 3,647 2,525
2010
Customer accounts 1,029 — — — — —
Debt securities in issue 589 1,089 6,436 128 1,248 —
Subordinated liabilities 317 310 1,357 1,873 1,998 3,482
1,935 1,399 7,793 2,001 3,246 3,482
2009
Deposits by banks 93 — — — — —
Customer accounts 964 12,337 — — — —
Debt securities in issue 3,132 2,080 2,732 3,615 1,255 —
Derivatives held for hedging (5) (23) (19) 13 64 —
Subordinated liabilities 106 406 1,146 2,010 2,634 3,923
4,290 14,800 3,859 5,638 3,953 3,923
For further information on the timing of cash flows to settle financial liabilities, see Note 12 on the consolidated accounts.
Parent company financial statement and notes continued