RBS 2004 Annual Report Download - page 15

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Annual Review and Summary Financial Statement 2004
Group review
13
Market data
Third largest bank in the Republic of Ireland
Largest bank in Northern Ireland
1.5 million personal and business customers
300 branches and business outlets
No.2 for mortgages in the Republic of Ireland
Market data
Eighth largest commercial banking organisation in the US ranked by deposits
Third largest supermarket bank in the US
No.2 US Small Business Administration lender
4.8 million personal and business customers
Retail presence in 13 states and products and services
available in over 30 states
Over 1,100 traditional bank branches
Nearly 500 in-store branches
Over 2,800 ATMs
Ulster Bank
Chief Executive Geography
Cormac McCarthy Ireland
Citizens
Chairman, President and Geography
Chief Executive Officer New England, Mid-Atlantic and
Larry Fish Midwest regions of US
Ulster Bank is the third largest bank in Ireland. During 2004
Ulster Bank completed the acquisition of First Active, which
strengthened its position in the Republic of Ireland and enhanced
its capabilities in mortgages. Ulster Bank provides a full range
of banking and financial products and services, for personal
customers and corporates, via branches, telephone and the internet.
Citizens is now the eighth largest banking organisation in the US
by deposits. The acquisition of Charter One in 2004 enabled it to
expand into six adjacent states in the northeastern and midwestern
US. Citizens offers personal banking, residential mortgages and
home equity loans, and a wide variety of commercial banking
services, through its growing network of city centre, local and
supermarket branches.