RBS 2004 Annual Report Download - page 211

section
04
209
Annual Report and Accounts 2004
Additional information
Additional
information
Analysis of write-offs
The following table analyses amounts written-off by geographical area and type of domestic customer.
2004 2003 2002 2001 2000
£m £m £m £m £m
Domestic
Manufacturing 55 99 111 61 55
Construction 12 22 18 19 30
Finance 19 54 35 8 5
Service industries and business activities 163 393 180 176 146
Agriculture, forestry and fishing 9 410 5 5
Property 33 69147
Individuals – home mortgages 4 22312
Individuals – others 535 357 333 297 230
Finance leases and instalment credit 90 160 45 62 109
Total domestic 920 1,097 743 645 599
Foreign 548 422 293 190 185
Total write-offs* 1,468 1,519 1,036 835 784
* Includes amounts written-off in respect of banks of nil (2003 – nil; 2002 – £1 million; 2001 – £6 million; 2000 – £5 million).
Analysis of recoveries
The following table analyses recoveries of amounts written-off by geographical area and type of domestic customer.
2004 2003 2002 2001 2000
£m £m £m £m £m
Domestic
Manufacturing 1 — 1 2 12
Construction — —— 113
Finance 2— — 1 3
Service industries and business activities 1 31545
Agriculture, forestry and fishing — ——— 3
Property — —116
Individuals – home mortgages 1 ——— —
Individuals – others 81 26 27 41 57
Finance leases and instalment credit 2 973 3
Total domestic 88 38 37 54 142
Foreign 59 34 26 26 22
Total recoveries 147 72 63 80 164