BB&T 2011 Annual Report Download - page 110

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The following tables provide a breakdown of the allowance for loan and lease losses and the recorded investment in loans
based on the method for determining the allowance as of December 31, 2011 and 2010:
December 31, 2011
Allowance for Loan and Lease Losses
Individually
Evaluated
for
Impairment
Collectively
Evaluated
for
Impairment
Loans
Acquired
With
Deteriorated
Credit
Quality Total
(Dollars in millions)
Commercial:
Commercial and industrial $ 77 $ 356 $ $ 433
Commercial real estate - other 69 265 — 334
Commercial real estate - residential ADC 50 236 — 286
Other lending subsidiaries 1 10 11
Retail:
Direct retail lending 35 197 — 232
Revolving credit 27 85 112
Residential mortgage 152 213 — 365
Sales finance 1 37 38
Other lending subsidiaries 20 166 — 186
Covered and other acquired 36 113 149
Unallocated 110 — 110
Total $ 432 $ 1,711 $ 113 $ 2,256
December 31, 2011
Loans and Leases
Individually
Evaluated
for
Impairment
Collectively
Evaluated
for
Impairment
Loans
Acquired
With
Deteriorated
Credit
Quality Total
(Dollars in millions)
Commercial:
Commercial and industrial $ 656 $ 35,759 $ — $ 36,415
Commercial real estate - other 511 10,178 10,689
Commercial real estate - residential ADC 420 1,641 2,061
Other lending subsidiaries 5 3,621 3,626
Retail:
Direct retail lending 165 14,302 14,467
Revolving credit 62 2,150 2,212
Residential mortgage 931 19,650 20,581
Sales finance 10 7,391 7,401
Other lending subsidiaries 49 5,062 5,111
Covered and other acquired 2,782 2,124 4,906
Total $ 2,809 $ 102,536 $ 2,124 $ 107,469
110