Regions Bank 2009 Annual Report Download - page 13
Download and view the complete annual report
Please find page 13 of the 2009 Regions Bank annual report below. You can navigate through the pages in the report by either clicking on the pages listed below, or by using the keyword search tool below to find specific information within the annual report.-
1 -
2
-
3 -
4 -
5 -
6 -
7 -
8 -
9 -
10 -
11 -
12 -
13 -
14 -
15 -
16 -
17 -
18 -
19 -
20 -
21 -
22 -
23 -
24
-
25
-
26
-
27
-
28
-
29
-
30
-
31
-
32
-
33
-
34
-
35
-
36
-
37
-
38
-
39
-
40
-
41
-
42
-
43
-
44
-
45
-
46
-
47
-
48
-
49
-
50
-
51
-
52
-
53
-
54
-
55
-
56
-
57
-
58
-
59
-
60
-
61
-
62
-
63
-
64
-
65
-
66
-
67
-
68
-
69
-
70
-
71
-
72
-
73
-
74
-
75
-
76
-
77
-
78
-
79
-
80
-
81
-
82
-
83
-
84
-
85
-
86
-
87
-
88
-
89
-
90
-
91
-
92
-
93
-
94
-
95
-
96
-
97
-
98
-
99
-
100
-
101
-
102
-
103
-
104
-
105
-
106
-
107
-
108
-
109
-
110
-
111
-
112
-
113
-
114
-
115
-
116
-
117
-
118
-
119
-
120
-
121
-
122
-
123
-
124
-
125
-
126
-
127
-
128
-
129
-
130
-
131
-
132
-
133
-
134
-
135
-
136
-
137
-
138
-
139
-
140
-
141
-
142
-
143
-
144
-
145
-
146
-
147
-
148
-
149
-
150
-
151
-
152
-
153
-
154
-
155
-
156
-
157
-
158
-
159
-
160
-
161
-
162
-
163
-
164
-
165
-
166
-
167
-
168
-
169
-
170
-
171
-
172
-
173
-
174
-
175
-
176
-
177
-
178
-
179
-
180
-
181
-
182
-
183
-
184
-
185
-
186
-
187
-
188
-
189
-
190
-
191
-
192
-
193
-
194
-
195
-
196
-
197
-
198
-
199
-
200
-
201
-
202
-
203
-
204
-
205
-
206
-
207
-
208
-
209
-
210
-
211
-
212
-
213
-
214
-
215
-
216
-
217
-
218
-
219
-
220
 |
 |
REGIONS FINANCIAL CORPORATION
Form 10-K
INDEX
PAGE
PART I
Forward-Looking Statements ............................................................ 1
Item 1. Business .................................................................... 2
Item 1A. Risk Factors ................................................................. 18
Item 1B. Unresolved Staff Comments .................................................... 33
Item 2. Properties ................................................................... 33
Item 3. Legal Proceedings ............................................................ 33
PART II
Item 4. Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases
of Equity Securities ........................................................... 36
Item 5. Selected Financial Data ........................................................ 38
Item 6. Management’s Discussion and Analysis of Financial Condition and Results of Operation .... 39
Item 6A. Quantitative and Qualitative Disclosures about Market Risk ........................... 39
Item 7. Financial Statements and Supplementary Data ...................................... 110
Item 8. Changes in and Disagreements with Accountants on Accounting and Financial Disclosure . . . 185
Item 8A. Controls and Procedures ....................................................... 185
Item 8B. Other Information ............................................................ 185
PART III
Item 9. Directors, Executive Officers and Corporate Governance .............................. 186
Item 10. Executive Compensation ....................................................... 187
Item 11. Security Ownership of Certain Beneficial Owners and Management and Related Stockholder
Matters ..................................................................... 187
Item 12. Certain Relationships and Related Transactions, and Director Independence .............. 188
Item 13. Principal Accounting Fees and Services ........................................... 188
PART IV
Item 14. Exhibits, Financial Statement Schedules .......................................... 189
SIGNATURES ....................................................................... 195
i