RBS 2003 Annual Report Download - page 164

162
23 Deposits by banks
2003 2002
£m £m
Repayable on demand 20,995 15,559
With agreed maturity dates or periods of notice, by remaining maturity
– three months or less 42,300 35,125
– one year or less but over three months 2,268 1,923
– five years or less but over one year 122 805
– over five years 1,638 1,308
67,323 54,720
Banking business 41,061 34,474
Trading business 26,262 20,246
24 Customer accounts
2003 2002
£m £m
Repayable on demand 160,574 127,320
With agreed maturity dates or periods of notice, by remaining maturity
– three months or less 64,797 81,015
– one year or less but over three months 7,608 5,923
– five years or less but over one year 3,288 4,367
– over five years 696 536
236,963 219,161
Banking business 210,925 195,670
Trading business 26,038 23,491
Amounts above include:
Due to associated undertakings 5 107
Notes on the accounts continued
Notes on the accounts
25 Debt securities in issue
2003 2002
£m £m
Bonds and medium term notes, by remaining maturity
– one year or less 2,227 2,150
– two years or less but over one year 1,063 738
– five years or less but over two years 3,614 3,096
– over five years 3,525 1,391
10,429 7,375
Other debt securities in issue, by remaining maturity
– three months or less 23,414 24,387
– one year or less but over three months 6,188 1,366
– two years or less but over one year 977 810
– five years or less but over two years 8 —
30,587 26,563
41,016 33,938
Banking business 39,899 33,927
Trading business 1,117 11
Issues are made under the Royal Bank’s £20 billion euro medium term note programme from time to time. Notes issued, which have
a minimum maturity of six months from the date of issue, are included in the above amounts.
26 Settlement balances and short positions
2003 2002
£m £m
Settlement balances 2,241 3,031
Short positions:
Debt securities – Government 16,631 14,155
Debt securities – Other issuers 2,423 1,660
Treasury bills and other eligible bills 74 566
21,369 19,412