BB&T 2012 Annual Report Download - page 175

GENERAL INFORMATION
About the Report
This 2012 Annual Report contains financial information and performance measures
determined by methods other than in accordance with accounting principles generally
accepted in the United States of America (“GAAP”). BB&T’s management uses these
measures to evaluate the underlying performance and efficiency of BB&T’s operations.
Management believes that non-GAAP measures provide a greater understanding of
ongoing operations and enhance comparability of results with prior periods as well
as demonstrating the effects of significant gains and charges in the current period.
The company believes that a meaningful analysis of its financial performance requires
an understanding of the factors underlying that performance. BB&T’s management
believes that investors may use these non-GAAP financial measures to analyze
financial performance without the impact of unusual items that may obscure trends in
the company’s underlying performance. These disclosures should not be viewed as
a substitute for financial measures determined in accordance with GAAP, nor are they
necessarily comparable to non-GAAP performance measures that may be presented
by other companies. The Tier 1 common equity ratio is a non-GAAP measure. BB&T
uses the Tier 1 common equity definition used in the Supervisory Capital Assessment
Program to calculate the ratio. BB&T’s management uses these measures to assess the
quality of capital and believes that investors may find them useful in their analysis of the
corporation. These capital measures are not necessarily comparable to similar capital
measures that may be presented by other companies. Asset quality ratios have been
adjusted to remove the impact of acquired loans and foreclosed property covered by the
FDIC loss-sharing agreements.
SEC Filings
BB&T Corporation files required reports with
the Securities and Exchange Commission each
year. Copies of these reports may be obtained
upon written request to:
Daryl N. Bible
Senior Executive Vice President
and Chief Financial Officer
BB&T Corporation
200 West Second Street
PO Box 1250
Winston-Salem, NC 27102-1250
Corporate Headquarters
BB&T Corporation
200 West Second Street
PO Box 1250
Winston-Salem, NC 27102-1250
336-733-2000
Equal Opportunity Employer
BB&T Corporation is an equal opportunity
employer. All matters regarding recruiting, hiring,
training, compensation, benefits, promotions,
transfers and all other personnel policies will
continue to be free from discriminatory practices.
Transfer Agent
Computershare Trust Company, N.A.
250 Royall Street
Canton, MA 02021
Shareholder Services
Shareholders seeking information regarding
transfer instructions, dividends, lost certificates
or other general information should write or call:
Computershare Trust Company, N.A.
P.O. Box 43078
Providence, RI 02940-3078
800-213-4314
Address changes, reprinting of tax information,
and account information may be directly
accessed through the Computershare website
using Investor Centre:
Computershare.com/BBT
Stock Exchange
and Trading Symbol
The common stock of BB&T Corporation
is traded on the New York Stock Exchange under
the symbol BBT.
Direct Stock Purchase
and Dividend Reinvestment Plan
The Direct Stock Purchase and Dividend
Reinvestment Plan offers prospective and current
shareholders the opportunity to affordably obtain
BB&T common shares. Shareholders may reinvest
dividends, purchase additional shares, and sell shares
on a regular basis. For more information, contact
Computershare at 800-213-4314.
Analyst Information
Analysts, investors and others seeking additional
financial information should contact:
Alan W. Greer
Executive Vice President
Investor Relations
336-733-3021
R. Bruce MacPherson
Vice President
Investor Relations
336-733-3058
Clients
Clients seeking assistance with BB&T products
and services should call 800-BANK BBT
(800-226-5228).
News Media
News media representatives seeking information
should contact:
Cynthia A. Williams
Senior Executive Vice President
Chief Corporate Communications Officer
336-733-1478
Website
Please visit BBT.com for information concerning
BB&T’s products and services, news releases,
financial information, corporate governance practices
and other material relating to BB&T.
Corporate Profile
Founded in 1872, BB&T Corporation (“BB&T” or “the Corporation”) continues to build
on a strong foundation of excellence.
Headquartered in Winston-Salem, North Carolina, BB&T had consolidated assets
at December 31, 2012, totaling $184 billion, and ranks as the ninth-largest financial
institution based on deposits in the United States. As of December 31, 2012, BB&T
operated 1,832 branch offices in 12 states and Washington, D.C.
BB&T is a values-driven highly profitable growth organization. A Fortune 500 company,
BB&T offers a full range of consumer and commercial banking, securities brokerage,
asset management, mortgage and insurance products and services. We are consistently
recognized for outstanding client satisfaction by J.D. Power and Associates, the U.S. Small
Business Administration, Greenwich Associates and others.
Our fundamental strategy is to deliver the best value proposition in our markets.
Recognizing value is a function of quality to price, our focus is on delivering high-quality
client service resulting in the Perfect Client Experience.
Our overarching purpose is to achieve our vision and mission, consistent with our values,
with the ultimate goal of maximizing shareholder returns.
At BB&T, we’ve spent 141 years sharing our knowledge with our clients. By offering sound
advice and personal attention, we help our clients make informed choices as they manage
their day-to-day finances and set a course to reach their long-term financial goals.
More information about BB&T and our full line of products and services is available
at BBT.com.