BB&T 2012 Annual Report Download - page 26
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4
Glossary of Defined Terms
The following terms are used throughout this Report, including the consolidated financial statements and related notes.
Term Definition
2004 Plan 2004 Stock Incentive Plan
2006 Repurchase Plan Plan for the repurchase of up to 50 million shares of BB&T’ s common stock
2012 Plan 2012 Incentive Plan
ADC Acquisition, development and construction
ACL Allowance for credit losses
ALLL Allowance for loan and lease losses
AOCI Accumulated other comprehensive income (loss)
BankAtlantic BankAtlantic, a federal savings association acquired by BB&T from BankAtlantic Bancorp, Inc.
Basel III Global regulatory standards on bank capital adequacy and liquidity published by the BCBS
BB&T BB&T Corporation and subsidiaries
BB&T FSB BB&T Financial, FSB
BCBS Basel Committee on Bank Supervision
BHC Bank holding company
BHCA Bank Holding Company Act of 1956, as amended
Branch Bank Branch Banking and Trust Company
CCAR Comprehensive Capital Analysis and Review
CD Certificate of deposit
CDI Core deposit intangible assets
CFPB Consumer Financial Protection Bureau
Colonial Collectively, certain assets and liabilities of Colonial Bank acquired by BB&T in 2009
Company BB&T Corporation and subsidiaries (interchangeable with "BB&T" above)
Council Financial Stability Oversight Council
CRA Community Reinvestment Act of 1977
CRE Commercial real estate
Crump Insurance The life and property and casualty insurance operations acquired from the Crump Group
DIF Deposit Insurance Fund administered by the FDIC
Directors’ Plan
N
on-Employee Directors’ Stock Option Plan
Dodd-Frank Act Dodd-Frank Wall Street Reform and Consumer Protection Act
EPS Earnings per common share
EU European Union
EVE Economic value of equity
Exchange Act Securities Exchange Act of 1934, as amended
FASB Financial Accounting Standards Board
FDIC Federal Deposit Insurance Corporation
FHA Federal Housing Administration
FHLB Federal Home Loan Bank
FHLMC Federal Home Loan Mortgage Corporation
FINRA Financial Industry Regulatory Authority
FNMA Federal National Mortgage Association
FRB Board of Governors of the Federal Reserve System
FTE Fully taxable-equivalent
FTP Funds transfer pricing
GAAP Accounting principles generally accepted in the United States of America
GNMA Government National Mortgage Association
Grandbridge Grandbridge Real Estate Capital, LLC
GSE U.S. government-sponsored enterprise
IMLAFA International Money Laundering Abatement and Financial Anti-Terrorism Act of 2001
IPV Independent price verification
IRS Internal Revenue Service
LHFS Loans held for sale
LIBOR London Interbank Offered Rate
LOB Line of business