RBS 2005 Annual Report Download - page 147
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section
03
Financial
statements
145
Consolidated income statement
Annual Report and Accounts 2005
2005 2004
Note £m £m
Interest receivable 21,331 16,632
Interest payable (11,413) (7,561)
Net interest income 9,918 9,071
Fees and commissions receivable 6,750 6,473
Fees and commissions payable (1,841) (1,926)
Income from trading activities 12,343 1,988
Other operating income (excluding insurance premium income) 2,953 2,138
Insurance premium income 6,076 6,146
Reinsurers’ share (297) (499)
Non-interest income 15,984 14,320
Total income 25,902 23,391
Staff costs 5,992 5,188
Premises and equipment 1,313 1,177
Other administrative expenses 2,816 2,323
Depreciation and amortisation 1,825 1,674
Operating expenses 211,946 10,362
Profit before other operating charges 13,956 13,029
Insurance claims 4,413 4,565
Reinsurers’ share (100) (305)
Operating profit before impairment losses 9,643 8,769
Impairment losses 1,707 1,485
Operating profit before tax 47,936 7,284
Tax 52,378 1,995
Profit for the year 5,558 5,289
Profit attributable to:
Minority interests 57 177
Preference shareholders 6109 256
Ordinary shareholders 5,392 4,856
5,558 5,289
Per 25p ordinary share:
Basic earnings 9169.4p 157.4p
Diluted earnings 9168.3p 155.9p
Dividends 760.6p 52.5p
Consolidated income statement
for the year ended 31 December 2005